Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14932 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
DeFi protocol Mutuum Finance sells over 750m tokens

DeFi protocol Mutuum Finance sells over 750m tokens

Mutuum Finance builds momentum ahead of its token launch, which could signal positive DeFi potential for 2025. Mutuum Finance (MUTM) is quickly gaining traction as one of the DeFi projects to keep an eye on in 2025. Rather than relying…

Author: Crypto.news
BlackRock and Brevan Howard Join KAIO’s Tokenized Fund Ecosystem on Sei

BlackRock and Brevan Howard Join KAIO’s Tokenized Fund Ecosystem on Sei

TLDR KAIO brings tokenized BlackRock and Brevan Howard funds to Sei Network. Institutional funds go onchain: KAIO & Sei launch tokenized finance era. Tokenized BlackRock BUIDL and BH Fund now live on fast, secure Sei chain. KAIO unlocks 24/7 onchain access to top-tier funds via Sei integration. Tokenized funds meet DeFi: BlackRock and Brevan Howard [...] The post BlackRock and Brevan Howard Join KAIO’s Tokenized Fund Ecosystem on Sei appeared first on CoinCentral.

Author: Coincentral
P. Moss Takes Readers Behind The Fictional Velvet Curtain Of 1960s Vegas

P. Moss Takes Readers Behind The Fictional Velvet Curtain Of 1960s Vegas

The post P. Moss Takes Readers Behind The Fictional Velvet Curtain Of 1960s Vegas appeared on BitcoinEthereumNews.com. P. Moss is a legendary bar owner and the author of twisted/crime fiction. His latest title is “Screwing Sinatra,” his tale of Frank Sinatra and other recognizable names. Ginger Bruner Surviving Sinatra could describe P. Moss himself. With a career worthy of a Ryan Murphy, Shonda Rhimes, or David E. Kelley series, the bar owner, author, entrepreneur, and musician has lived a life as vivid, quirky, and unpredictable as the characters — and chaos — he writes about. Best known for his legendary dive bars — the Double Down Saloons in Las and New York City, and Frankie’s Tiki Room in Las Vegas — Moss has built a legacy on defying convention. That same rebellious streak fuels his fiction, often rooted in alternate or historical realities, where he channels grit, danger, and dark humor into stories entirely his own. In Moss’s world nothing is off-limits. P Moss, owner of the Double Down Saloon, poses for a portrait in one of the bathrooms at the legendary dive bar on Nov. 15, 2022, in Las Vegas. (Chase Stevens/Las Vegas Review-Journal/Tribune News Service via Getty Images) TNS Blending historical fact with his signature noir storytelling in Screwing Sinatra (and his earlier works), Moss dives into the tangled lives of Frank Sinatra, John F. Kennedy, Jackie Kennedy, Marilyn Monroe, Dean Martin, and gangster Sam Giancana, among other prominent figures. For decades, stories have circulated that Sinatra and Giancana helped rig the presidential election for JFK — though hard proof has never surfaced. And Moss, naturally, offers his own take on how it might have gone down. “You take what really happened — you get from point A to point B. But along the way, you spice it up and just have fun with it,” said Moss, who will be at New York Comic Con…

Author: BitcoinEthereumNews
Analyst Says XRP Price Will Reach $100 In 2030, But This Ripple Rival Will Go From $0.015 To $150 In 2026

Analyst Says XRP Price Will Reach $100 In 2030, But This Ripple Rival Will Go From $0.015 To $150 In 2026

The post Analyst Says XRP Price Will Reach $100 In 2030, But This Ripple Rival Will Go From $0.015 To $150 In 2026 appeared first on Coinpedia Fintech News When a crypto analyst recently predicted that the XRP price could hit $100 by 2030, it reignited old conversations about whether Ripple’s token was still the sleeping giant of the industry. With XRP price currently hovering around $3.03, that projection implies a rise of more than 3,200%, echoing memories of 2017’s parabolic run. Meanwhile, attention …

Author: CoinPedia
Jupiter launches JupUSD stablecoin with Ethena Labs on Solana

Jupiter launches JupUSD stablecoin with Ethena Labs on Solana

The post Jupiter launches JupUSD stablecoin with Ethena Labs on Solana appeared on BitcoinEthereumNews.com. Jupiter, the Solana-based decentralized exchange aggregator, announced on Oct. 8, that it will launch its own native stablecoin, JupUSD, in partnership with Ethena Labs. The new token will serve as the core liquidity and collateral asset across the entire Jupiter ecosystem, including its perpetual futures, lending, and spot trading platforms. According to Jupiter, JupUSD is slated to go live in the fourth quarter of 2025, pending multiple security audits of its Solana-native mint-and-redeem contracts. JupUSD will be initially backed 100% by USDtb, a stablecoin nearly fully collateralized by BlackRock’s BUIDL fund, before incorporating USDe, Ethena’s delta-neutral stablecoin, to optimize yield for holders. The partnership extends Ethena’s Stablecoin-as-a-Service model, which allows protocols to create bespoke digital dollars using its infrastructure. Ethena, which has issued over $16 billion in stablecoins to date, positions JupUSD alongside other ecosystem-native assets such as Frax’s USDe integrations and MegaETH’s USDm. The collaboration mimics a growing trend among major DeFi protocols toward self-issued stablecoins to retain liquidity and fee revenue internally — a path also taken by Aave’s GHO and Curve’s crvUSD.  This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/jupiter-jupusd-stablecoin

Author: BitcoinEthereumNews
Jupiter Taps Ethena Labs to Power Solana’s First Ecosystem Stablecoin JupUSD

Jupiter Taps Ethena Labs to Power Solana’s First Ecosystem Stablecoin JupUSD

TLDR: JupUSD will serve as the main stablecoin across Jupiter’s trading, lending, and perpetual markets on Solana. The stablecoin will initially be backed by USDtb, linked to BlackRock’s BUIDL fund for asset transparency. JupUSD will be integrated into Jupiter Perps, Lend, and Swap platforms, supporting the entire Jupiverse. Ethena Labs’ Stablecoin-as-a-Service framework powers JupUSD, with [...] The post Jupiter Taps Ethena Labs to Power Solana’s First Ecosystem Stablecoin JupUSD appeared first on Blockonomi.

Author: Blockonomi
North Dakota plans to launch USD-backed Roughrider Coin in 2026

North Dakota plans to launch USD-backed Roughrider Coin in 2026

The post North Dakota plans to launch USD-backed Roughrider Coin in 2026 appeared on BitcoinEthereumNews.com. Key Takeaways North Dakota will launch Roughrider Coin, a USD-backed stablecoin, in 2026 via the Bank of North Dakota. Roughrider Coin will initially target interbank financial activities to improve efficiency and security. North Dakota plans to launch the Roughrider Coin, a USD-backed stablecoin, in 2026 through the Bank of North Dakota for initial use in interbank financial activities. The state will become the second US state to issue a stablecoin, following Wyoming’s earlier initiative. The Bank of North Dakota is developing Roughrider Coin to facilitate secure and rapid interbank lending as part of broader state-level experimentation with digital assets for infrastructure financing. The initiative positions North Dakota at the forefront of stablecoin innovation in the US, with potential expansion to customer-facing services amid ongoing regulatory discussions on digital currencies. The project reflects a growing trend of state governments integrating blockchain technology into local banking systems for more efficient transactions. Source: https://cryptobriefing.com/north-dakota-roughrider-coin-usd-stablecoin-launch-2026/

Author: BitcoinEthereumNews
Why is crypto market down today? Govt shutdown puts pressure

Why is crypto market down today? Govt shutdown puts pressure

The post Why is crypto market down today? Govt shutdown puts pressure appeared on BitcoinEthereumNews.com. The crypto market is down, and Bitcoin has retreated from all-time highs as macro pressure weighs on investor sentiment. Summary The crypto market is down, with Bitcoin retreating from its ATH Macro uncertainty amid the government shutdown is causing concern Traders are looking at the Fed’s moves as investors lose faith in the dollar Crypto markets dipped on Wednesday, Oct. 8, as investors grew concerned about mounting macro uncertainty. The protracted government shutdown, mixed signals from the Federal Reserve, and delayed economic data continue to weigh on sentiment. Bitcoin (BTC) fell from its Oct. 6 all-time high of $126,198.07 and is now trading below $123,000. Pullbacks after big rallies are normal as traders take profits and overleveraged positions are cleared. Still, most major altcoins are seeing even larger losses as macroeconomic uncertainty continues to hurt sentiment. With the U.S. federal government shutdown entering its second week, releases of key economic figures are on hold. This includes reports on inflation, employment, and consumer sentiment, data that are crucial for gauging the Fed’s rate-cut path and that, in their absence, contribute to broader uncertainty. Why is the crypto market down today? Crypto markets are highly sensitive to Fed policy expectations. Without fresh economic data, it is difficult for markets to assess the direction of interest rates and how much liquidity will flow toward Bitcoin and altcoins. Even so, there may be a silver lining. Gold is performing very well. The precious metal has surged since the shutdown, surpassing $4,000 per ounce. Kevin Rusher, founder of RWA lending firm RAAC, told crypto.news that gold’s rally is a clear sign that investors are losing faith in the dollar. Citadel CEO Ken Griffin has similarly suggested that uncertainty may benefit crypto: “Gold is at record highs and the appreciation in other dollar substitutes — to…

Author: BitcoinEthereumNews
Elon’s Tweets Shake the Market — 5 Best Coins to Watch in 2025 Right Now

Elon’s Tweets Shake the Market — 5 Best Coins to Watch in 2025 Right Now

What is the best coin to watch in 2025 before the next big market surge? As crypto markets recover and […] The post Elon’s Tweets Shake the Market — 5 Best Coins to Watch in 2025 Right Now appeared first on Coindoo.

Author: Coindoo
DeFi Protocol Mutuum Finance (MUTM) Approaches $17M In Funding

DeFi Protocol Mutuum Finance (MUTM) Approaches $17M In Funding

In a year where many early-stage crypto projects have struggled to sustain investor attention, Mutuum Finance (MUTM) continues to build steady traction. The Ethereum-based DeFi protocol has passed several key milestones simultaneously, growing its funding base, expanding its community, and progressing its product development roadmap. As Stage 6 of its presale surpasses the halfway mark, Mutuum Finance is now closing in on a $17 million funding total, underscoring the strong market interest in its structured, utility-driven approach. A Structured Presale Model With Clear Upside Mutuum Finance launched its presale in early 2025, starting at $0.01 during Phase 1. Each subsequent stage has featured an approximate 20% price increase, rewarding early participants and creating a sense of urgency for newcomers. After five completed phases, MUTM now trades at $0.035 in Stage 6, representing a 250% increase for initial backers. To date, the presale has raised over $16.9 million, allocated more than 750 million tokens, and onboarded 16,800 holders. Importantly, Stage 6 is already more than 55% sold, with Stage 7 priced at $0.04 and the final listing price set at $0.06. This pricing structure gives early participants from Phase 1 the potential for up to 600% appreciation, while even new entrants at current levels still stand to nearly 2x their MUTM value by listing. This tiered pricing model is significant because it builds predictable appreciation directly into the presale structure. Rather than relying solely on market speculation, each phase establishes a transparent price floor, helping to maintain momentum as more investors join. A Growing Community and Transparent Dashboard Beyond the numbers, Mutuum Finance has built strong transparency features into its presale process. A live dashboard allows participants to track allocations and potential returns in real time, while a Top 50 leaderboard rewards the largest contributors with bonus token allocations at launch. This gamified approach not only encourages deeper participation but also adds a layer of accountability rarely seen in early-stage token sales. The community has also been engaged through incentive programs. To reward early supporters, the team launched a $100,000 giveaway, selecting 10 winners to receive $10,000 each in MUTM tokens. Initiatives like these have helped strengthen community loyalty and expand visibility without relying on aggressive hype tactics. According to a recent statement from the Mutuum Finance team on X (formerly Twitter), the first version of its lending and borrowing protocol is currently under active development, with deployment to the Sepolia Testnet scheduled for Q4 2025. The initial release will include key modules such as the Liquidity Pool, mtToken (interest-bearing receipts), Debt Token, Liquidator Bot, and other essential components for credit markets. ETH and USDT will serve as the first supported assets for lending, borrowing, and collateral. This alignment of fundraising with concrete technical milestones has added weight to investor confidence, showing that the project is executing in parallel with its capital raise. Utility and Roadmap Outlook Mutuum Finance is not positioning itself as a meme or general-purpose chain. It is a decentralized, non-custodial lending and borrowing protocol, built on Ethereum and designed so that every supply, borrow, or platform action feeds directly back into MUTM token demand. Its dual lending markets form the backbone of this utility. Peer-to-Contract (P2C) pools will support mainstream assets like ETH and stablecoins, enabling users to deposit liquidity and earn yield while borrowers access instant credit. Alongside these, Peer-to-Peer (P2P) isolated agreements will support less liquid or riskier tokens without compromising the system’s overall solvency. This dual approach provides both scalability and flexibility—critical for attracting a wide range of users from institutional participants to DeFi power users. All loans on the protocol will be overcollateralized, governed by strict Loan-to-Value (LTV) thresholds to ensure system solvency even during volatile market swings. Borrowers will be able to choose between variable rates, which adjust dynamically based on liquidity utilization, and stable rates, which lock in borrowing costs at a premium. For pricing integrity, Mutuum Finance plans to implement a multi-layer oracle system that includes Chainlink feeds, fallback data sources, aggregated inputs, and DEX time-weighted pricing. This ensures reliable price data and prevents manipulation or stale feeds from triggering unfair liquidations—an essential component for any serious lending protocol. A DeFi Contender to Watch Mutuum Finance has already passed a CertiK audit with a 90/100 Token Scan score, placing it among the stronger audited protocols in its category. In addition, a $50,000 bug bounty program incentivizes third-party developers to stress-test the system before mainnet launch. As Stage 6 passes the halfway mark and total funding approaches $17 million, Mutuum Finance is positioning itself as one of the most closely watched DeFi tokens under $0.05 heading into late 2025. Its structured presale, transparent growth model, and active development roadmap give it a credibility edge in a crowded market. While the ultimate test will come post-listing, the combination of strong fundraising, clear utility, and early product delivery suggests that MUTM is entering the final phases of its presale with significant momentum—and growing attention from both retail investors and DeFi participants. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: :::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. \n ::: \

Author: Hackernoon