Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14938 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PBOC sets USD/CNY reference rate at 7.1102 vs. 7.1055 previous

PBOC sets USD/CNY reference rate at 7.1102 vs. 7.1055 previous

The post PBOC sets USD/CNY reference rate at 7.1102 vs. 7.1055 previous appeared on BitcoinEthereumNews.com. On Thursday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1102 compared to 7.1055 before the long holiday and 7.1484 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71102-vs-71055-previous-202510090115

Author: BitcoinEthereumNews
Solana’s Jupiter Plans JupUSD Stablecoin With Ethena Labs, May Serve as Ecosystem Collateral

Solana’s Jupiter Plans JupUSD Stablecoin With Ethena Labs, May Serve as Ecosystem Collateral

The post Solana’s Jupiter Plans JupUSD Stablecoin With Ethena Labs, May Serve as Ecosystem Collateral appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JupUSD is Jupiter’s new dollar-pegged stablecoin built with Ethena Labs and scheduled for mid‑Q4 2025. It will be 100% collateralized by Ethena’s USDtb and integrated across Jupiter products as collateral, liquidity and a native trading pair to streamline on‑chain USD operations. JupUSD will be 100% collateralized by Ethena Labs’ USDtb at launch Integration across Jupiter Perps, lending pools and swap pairs with phased replacement of existing stablecoins Ethena’s white‑label stack and market data show USDtb/USDe combined market cap of $16.6B (plain text source: DefiLlama) JupUSD stablecoin launch by Jupiter and Ethena Labs, 100% USDtb‑backed, mid‑Q4 2025. Learn what it means for Jupiter users and liquidity. Read more. Solana’s leading DEX aggregator Jupiter is launching JupUSD to serve as the backbone of its ecosystem in partnership with Ethena Labs. COINOTAG recommends • Exchange signup 📈 Clear interface, precise orders Sharp entries & exits with actionable alerts. 👉 Create free account → COINOTAG recommends • Exchange signup 🧠 Smarter tools. Better decisions. Depth analytics and risk features in one view. 👉 Sign up → COINOTAG recommends • Exchange signup 🎯 Take…

Author: BitcoinEthereumNews
YouTube #1 in marketing ROI, beats other platforms in SEA

YouTube #1 in marketing ROI, beats other platforms in SEA

The post YouTube #1 in marketing ROI, beats other platforms in SEA appeared on BitcoinEthereumNews.com. Homepage > News > Business > YouTube #1 in marketing ROI, beats other platforms in SEA YouTube reveals being the #1 video streaming platform in the region, as well as the winners of the 2025 YouTube Works Awards SEA YouTube is the #1 video platform, reaching more consumers on a daily basis than all other video platforms, including TikTok and Meta YouTube creators are trusted by 90% in the Philippines, 88% in Thailand, and 86% in Indonesia, higher than the competitive average in those markets YouTube consistently delivers more than 2x the ROI of linear TV, and more than 1.2X than other digital platforms MANILA, PHILIPPINES, October 8, 2025 – The numbers are in: in 2025, viewers rank YouTube as the number one platform for streaming video content, reaching more consumers on a daily basis than all competitors  including TikTok and Meta, according to new Kantar research shared at YouTube’s annual YouTube Works Awards. The awards served as a powerful showcase of the platform’s unparalleled reach and its growing ecosystem of creators and communities. The winning campaigns from this year’s Southeast Asia YouTube Works Awards highlighted how brands are leveraging YouTube to achieve real, measurable business impact and high return on investment (ROI). When it comes to business results, YouTube consistently delivers. According to the consulting firm Analytic Edge, across markets like Indonesia, Thailand and Vietnam, YouTube drives more than 2X the ROI of linear TV –  specifically 4.1X in Indonesia, 2.9X in Thailand and 2.3X in Vietnam. It also outperforms other social platforms like TikTok and Meta – delivering 1.5X in Indonesia, 1.6X the ROI in Thailand, and 1.2X in Vietnam. Meanwhile in the Philippines, another study this time commissioned by Nielsen found that YouTube is one of the most effective media channels for advertising. It’s 3.86 times more…

Author: BitcoinEthereumNews
JupUSD May Anchor Solana DeFi as Jupiter Replaces About $750M in Stablecoins

JupUSD May Anchor Solana DeFi as Jupiter Replaces About $750M in Stablecoins

The post JupUSD May Anchor Solana DeFi as Jupiter Replaces About $750M in Stablecoins appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JupUSD stablecoin is a native Solana stablecoin launched by Ethena Labs and Jupiter Exchange to replace roughly $750 million of existing stablecoins in Jupiter’s liquidity pool, initially backed by USDTb tied to BlackRock’s BUIDL fund and designed to unify liquidity and lending across Jupiter’s DeFi stack. JupUSD replaces ~$750M of stablecoins in Jupiter’s liquidity pool Backed initially by USDTb connected to BlackRock’s BUIDL fund; Ethena will add USDe over time Ethena projects stablecoin supply growth toward $50 billion and deeper institutional integration JupUSD stablecoin launches on Solana to replace $750M of stablecoins in Jupiter’s pool; learn how JupUSD will unify liquidity and power lending across Jupiter’s DeFi stack — read more. COINOTAG recommends • Exchange signup 📈 Clear interface, precise orders Sharp entries & exits with actionable alerts. 👉 Create free account → COINOTAG recommends • Exchange signup 🧠 Smarter tools. Better decisions. Depth analytics and risk features in one view. 👉 Sign up → COINOTAG recommends • Exchange signup 🎯 Take control of entries & exits Set alerts, define stops, execute consistently. 👉 Open account → COINOTAG recommends…

Author: BitcoinEthereumNews
JupUSD Could Position Jupiter as Solana’s Native Stablecoin, Potentially Deepening DeFi Liquidity

JupUSD Could Position Jupiter as Solana’s Native Stablecoin, Potentially Deepening DeFi Liquidity

The post JupUSD Could Position Jupiter as Solana’s Native Stablecoin, Potentially Deepening DeFi Liquidity appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JupUSD is Jupiter’s upcoming Solana-native stablecoin designed to become the platform’s primary unit of account and deepen on-chain liquidity across swaps, lending, and perps. Launch is expected later this quarter after audits, initially backed by USDtb and expanding to Ethena’s USDe. JupUSD will replace USDC as Jupiter’s primary unit of account Planned conversion of roughly $750 million in USDC into JupUSD liquidity pools Stablecoin market cap exceeds $300 billion; Solana stablecoins exceed $15.3 billion (CoinMarketCap) JupUSD Solana stablecoin: launch expected Q4 2025, backed by USDtb and USDe — read how Jupiter aims to deepen on-chain liquidity and replace USDC on its platform. COINOTAG recommends • Exchange signup 📈 Clear interface, precise orders Sharp entries & exits with actionable alerts. 👉 Create free account → COINOTAG recommends • Exchange signup 🧠 Smarter tools. Better decisions. Depth analytics and risk features in one view. 👉 Sign up → COINOTAG recommends • Exchange signup 🎯 Take control of entries & exits Set alerts, define stops, execute consistently. 👉 Open account → COINOTAG recommends • Exchange signup 🛠️ From idea to execution Turn…

Author: BitcoinEthereumNews
Zero Knowledge Proof (ZKP) Whitelist: Start Fact Farming

Zero Knowledge Proof (ZKP) Whitelist: Start Fact Farming

The post Zero Knowledge Proof (ZKP) Whitelist: Start Fact Farming appeared on BitcoinEthereumNews.com. Crypto News Zero Knowledge Proof (ZKP) turns knowledge into yield. Join the whitelist to be among the first to farm facts and earn rewards for verified truth.  In most blockchain ecosystems, yield is generated through staking, lending, or liquidity provision. Tokens are locked, and participants wait for returns. But Zero Knowledge Proof (ZKP) is rewriting this equation by treating knowledge itself as the stakable resource. On this upcoming zero knowledge proof blockchain, accurate, timely claims can be farmed for yield, while misinformation is penalized. The protocol turns intellectual contribution into economic gain, creating a world where truth becomes profitable. With the whitelist for Zero Knowledge Proof (ZKP) crypto approaching, early participants have the opportunity to become the first “fact farmers” in a blockchain economy where knowledge is the ultimate yield asset. Turning Knowledge Into a Stakable Commodity The genius of Zero Knowledge Proof (ZKP) lies in its design: instead of rewarding passive accumulation, it incentivizes active engagement. Users make claims by staking Zero Knowledge Proof (ZKP) crypto coins, signaling confidence in their knowledge. If the claim holds under scrutiny, rewards are distributed. If it fails, the stake is slashed. This mechanism turns facts into commodities. Each claim becomes a crop you plant in the field of the blockchain, and the yield is harvested through truth. Unlike liquidity farming, where tokens are farmed through idle pools, Zero Knowledge Proof (ZKP) introduces fact farming, where your ability to present and support valid claims directly drives returns. The Role of Verifiers and Challengers in Yield Creation Fact farming isn’t just about making claims. Zero Knowledge Proof (ZKP) weaves in verifiers and challengers as essential contributors to the yield cycle. Verifiers review claims, staking their own Zero Knowledge Proof (ZKP) crypto to validate or reject them. Challengers test questionable claims, staking against misinformation. This…

Author: BitcoinEthereumNews
Zero Knowledge Proof (ZKP): Be Early, Be Whitelisted, Be a Fact Farmer

Zero Knowledge Proof (ZKP): Be Early, Be Whitelisted, Be a Fact Farmer

In most blockchain ecosystems, yield is generated through staking, lending, or liquidity provision. Tokens are locked, and participants wait for […] The post Zero Knowledge Proof (ZKP): Be Early, Be Whitelisted, Be a Fact Farmer  appeared first on Coindoo.

Author: Coindoo
Ethereum’s rising staking delays sparks fear of DeFi instability risk

Ethereum’s rising staking delays sparks fear of DeFi instability risk

The post Ethereum’s rising staking delays sparks fear of DeFi instability risk appeared on BitcoinEthereumNews.com. Ethereum’s staking network is under growing strain as validator withdrawals climb to record levels, testing the system’s balance between liquidity and network security. Recent validator data shows that over 2.44 million ETH, valued at more than $10.5 billion, are now queued for withdrawal as of Oct. 8, the third-highest level in a month. This backlog trails only the 2.6 million ETH peak recorded on Sept. 11 and 2.48 million ETH on Oct. 5. According to Dune Analytics data curated by Hildobby, withdrawals are concentrated among the leading liquid staking token (LST) platforms like Lido, EtherFi, Coinbase, and Kiln. These services allow users to stake ETH while maintaining liquidity through derivative tokens such as stETH. Ethereum Stakers (Source: Dune Analytics) As a result, ETH stakers now face average withdrawal delays of 42 days and 9 hours, reflecting an imbalance that has persisted since CryptoSlate first identified the trend in July. Notably, Ethereum co-founder Vitalik Buterin has defended the withdrawal design as an intentional safeguard. He compared staking to a disciplined form of service to the network, arguing that delayed exits reinforce stability by discouraging short-term speculation and ensuring validators remain committed to the chain’s long-term security. How does this impact Ethereum and its ecosystem? The prolonged withdrawal queue has sparked debate within the Ethereum community, fueling concerns that it could become a systemic vulnerability for the blockchain network. Pseudonymous ecosystem analyst Robdog called the situation a potential “time bomb,” noting that longer exit times amplify duration risk for participants in liquid staking markets. He said: “The problem is that this could trigger a vicious unwinding loop which has massive systemic impacts on DeFi, lending markets and the use of LSTs as collateral.” According to Robdog, queue length directly affects the liquidity and price stability of tokens like stETH and other liquid…

Author: BitcoinEthereumNews
Jupiter and Ethena Labs Launch New Stablecoin Powered by Solana

Jupiter and Ethena Labs Launch New Stablecoin Powered by Solana

Decentralized finance continues to evolve with innovative stablecoin projects on the horizon. Jupiter, a leading decentralized trading platform on Solana, is set to launch its own stablecoin, JupUSD, in partnership with Ethena Labs. This development signals a growing trend of white-label stablecoins gaining traction across various crypto ecosystems, driven by increasing demand for compliant and [...]

Author: Crypto Breaking News
This US State’s New Stablecoin Honors a Legendary President

This US State’s New Stablecoin Honors a Legendary President

The post This US State’s New Stablecoin Honors a Legendary President appeared on BitcoinEthereumNews.com. North Dakota is partnering with Fiserv to launch a USD-backed stablecoin. Roughrider Coin, based on President Teddy Roosevelt, will hopefully conduct a pilot launch in 2026. There aren’t many details available about any technical questions, but that’s fairly unsurprising. It may take months to choose a blockchain for this token, if the last state-run stablecoin is any consideration. North Dakota’s Stablecoin Wyoming made headlines last month when it became the first US state to launch a stablecoin, a process that took several months to develop. Sponsored Sponsored Today, Fiserv, a fintech and payments company, made a joint announcement with the state-owned Bank of North Dakota, claiming that they will also launch a dollar-backed stablecoin soon. “As one of the first states to issue our own stablecoin backed by real money, North Dakota is taking a cutting-edge approach to creating a secure and efficient financial ecosystem for our citizens. The new financial frontier is here, and The Bank of North Dakota and Fiserv are helping North Dakota financial institutions embrace new ways of moving money,” claimed Governor Kelly Armstrong. The new stablecoin in question has been dubbed “Roughrider Coin,” after President Teddy Roosevelt’s famous cavalry regiment. Although Roosevelt was not a North Dakota native, he spent much of his life as a state resident, lending his likeness to the stablecoin. A Dearth of Web3 Details Thanks to the partnership with North Dakota’s government and state banks, Fiserv hopes to launch the stablecoin as a pilot in 2026. This soft release will include banks and credit unions, but there aren’t many details available. Unfortunately, there’s very little concrete information right now, other than the enthusiasm of the participants. Most of the press release consists of quotes and the relevant companies’ backgrounds, not any data pertinent to the token’s capabilities. This shouldn’t be…

Author: BitcoinEthereumNews