Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15310 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stablecoins and Crowdlending: A Match for Consistent Income

Stablecoins and Crowdlending: A Match for Consistent Income

Stablecoins are a wondrous way that money is changing hands more cheaply and farther in distance than ever before.

Author: Crypto Breaking News
How and When They Become Core Finance

How and When They Become Core Finance

The post How and When They Become Core Finance appeared on BitcoinEthereumNews.com. September was a busy month with RWA Summit, KBW, and Token2049 back-to-back. One point is clear: tokenized securities are here to stay, and the questions revolve around “how” and “when” instead of “what” and “why.” Below are five takeaways and what they signal for the next year. Defi’s Utility is Undercounted Because the Best Infrastructure Runs Quietly Markets still miss what happens when tokenized assets actually work onchain. The practical benefits today are access and programmability for onchain investors:  24/7 settlement windows, access to new securities onchain, clear data, and faster reconciliation. DeFi connectivity is being solved for RWAs. Different designs are emerging to connect institutional assets with onchain liquidity: Horizon takes a permissioned assets, permissionless access path in a blue-chip market. Pendle supports permissioned or permissionless structures through yield/option primitives. Centrifuge uses a wrapped token on professional fund shares (deRWA) to provide optionality.  Under the hood, standards like ERC-4626 and ERC-7540 anchor these flows. In our case, 4626 handles real-time vault accounting and 7540 handles queued subscriptions and redemptions, so instruments behave like software while meeting institutional requirements. These standards make RWAs composable enabling liquidity and risk management across protocols. Once RWAs are composable, they stop being a “category” and become a feature of onchain capital markets. “Crypto is Fintech” is Now Table Stakes Across recent RWA gatherings the shift was the same: blockchain is moving to the background. Payment rails, stablecoins, neobanks, and cards are shipping consumer distribution while the chain does the work under the hood. Users want outcomes, not mechanics. If someone gets S&P 500 exposure in an app, they care about the index, not that it is delivered via tokenization. If a card pays 8% rewards sourced from DeFi lending, they care about the rewards, not the rails. Tokenization is no longer an innovation exercise.…

Author: BitcoinEthereumNews
Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1

Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1

The post Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1 appeared first on Coinpedia Fintech News In a market where attention often swings between high-priced blue chips and short-lived meme coins, a handful of tokens under $1 are shaping the next wave of DeFi adoption. Mutuum Finance (MUTM) has become one of them, a project gaining traction for its measurable progress, product-first approach, and strong community response. With over $17.7 million …

Author: CoinPedia
VyFinance Introduces cstAPEX to Bridge Cardano and EVM DeFi Ecosystems

VyFinance Introduces cstAPEX to Bridge Cardano and EVM DeFi Ecosystems

VyFinance has announced the launch of cstAPEX, a staked version of the APEX token built on Cardano, offering up to 10% APY.

Author: Blockchainreporter
Vankedisi: Where AI, Community, and Memetic Power Collide on Solana

Vankedisi: Where AI, Community, and Memetic Power Collide on Solana

Vankedisi: Where AI, Community, and Memetic Power Collide on Solana In the fast-paced world of cryptocurrency, a new project on the Solana blockchain is capturing attention by blending memetic culture with powerful AI tools. It’s called Vankedisi ($VANKEDISI), and it’s building more than just a token — it’s fostering a community-driven entertainment ecosystem. Forget the standard memecoin model. Vankedisi introduces a unique concept centered on creativity, engagement, and gamified “shilling.” At its core, this project provides users with an AI-powered platform to create, name, and style their own unique digital characters. What is the Vankedisi Project? Vankedisi is a community-centric project that operates on the high-speed, low-cost Solana network. The name itself, derived from the Turkish for “Van Cat,” evokes a sense of uniqueness and character, which is central to the project’s mission. The primary goal is to add tangible value to the entertainment industry by creating a strong, interactive ecosystem. It moves beyond passive holding and speculation, empowering its community to become active participants in the project’s growth. The motto, “Buralar hep dutluk yeğenim,” (a Turkish phrase loosely implying “this place was once worthless, but look at it now”) perfectly captures the project’s ambitious, transformative spirit. The Core Feature: AI-Powered Character Creation The main draw of the Vankedisi ecosystem is its proprietary AI-powered application. This tool allows any user to: Generate Unlimited Characters: Create a limitless supply of distinctive digital characters. Customize and Style: Define each character’s look, name, style, and even their backstory. Develop Shilling Strategies: This is the project’s unique gamified angle. Users can design a “shilling strategy” for their character, essentially creating a personality and a purpose for promoting the project. These AI-generated characters become the digital mascots and avatars of the community, shared across social media to foster engagement, creativity, and a collective sense of identity. A Community-First, Gamified Approach Vankedisi is built on the idea that a project is only as strong as its community. To that end, it has integrated several reward mechanisms to incentivize participation: Telegram Bot Tasks: Users can interact with a dedicated Telegram bot to complete simple tasks. Social Engagement: Actively participating in shilling on social media platforms like X (formerly Twitter) is rewarded. Gamified Missions: Beyond standard tasks, the project offers special missions and “surprises” that allow users to earn additional rewards and unlock exclusive benefits. This gamified approach transforms community members from simple investors into active stakeholders, strengthening community bonds and driving organic growth. It’s a fusion of humor, entertainment, and powerful community interaction. Why Solana? The choice of the Solana blockchain is a strategic one. Its high transaction throughput and near-zero gas fees are essential for an ecosystem that encourages frequent, small interactions, such as creating characters, completing tasks, and distributing rewards. This ensures the platform remains accessible and scalable for a global user base. The $VANKEDISI Token The $VANKEDISI token is the native utility and governance token of the ecosystem. It serves as the primary medium for rewards, accessing special features within the AI platform, and participating in the project’s future development. Final Thoughts: More Than Just a Memecoin Vankedisi is carving out a unique niche for itself. By successfully integrating AI technology with the raw, energetic power of a memecoin community, it offers a distinct blend of entertainment, utility, and gamification. By giving its community the tools to create and the incentives to participate, Vankedisi is not just building a token; it’s building a dynamic, AI-powered entertainment world. For those looking to dive deeper into a project that values creativity, community, and cutting-edge technology, Vankedisi is one to watch. Join the Vankedisi Community & Resources Get involved and stay updated with all project developments through the official links below. Official Website: https://vankedisi.ai/ LinkTree (All Links): https://linktr.ee/vankedisicoin Whitepaper: https://vankedisi.ai/white-paper Official X (Twitter): https://x.com/vankedisicoin Official Telegram Group: https://t.me/vankedisi Contract Address (CA) — Solana: 66bHtzcXqmLgkn668EG4ETzHL3RLz5ybdckqvrPppump DEX Screener (Raydium): https://dexscreener.com/solana/66bHtzcXqmLgkn668EG4ETzHL3RLz5ybdckqvrPppump (Disclaimer: This article is for informational purposes only and does not constitute financial or investment advice. As with all cryptocurrency projects, please conduct your own research (DYOR) before making any investment decisions.) Vankedisi: Where AI, Community, and Memetic Power Collide on Solana was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Maestro’s Enterprise-grade Infrastructure Enables Midl to Bring EVM-level dApps to Bitcoin

Maestro’s Enterprise-grade Infrastructure Enables Midl to Bring EVM-level dApps to Bitcoin

[PRESS RELEASE – Austin, Texas, October 23rd, 2025] Maestro, the leading enterprise-grade infrastructure powering Bitcoin-native capital markets, is delighted to support Midl, a next-generation execution environment for Bitcoin. Midl joins a growing list of supported chains, extending the same low-latency RPC, indexing, and data-streaming capabilities through Maestro’s developer platform. Midl brings an EVM-compatible development environment […]

Author: CryptoPotato
Solana’s RWA market surpasses $700M all-time high as adoption accelerates

Solana’s RWA market surpasses $700M all-time high as adoption accelerates

The post Solana’s RWA market surpasses $700M all-time high as adoption accelerates appeared on BitcoinEthereumNews.com. Tokenized real-world assets on Solana hit a record $707.79M. RWA holders jumped 18% the past month, indicating amplified adoption. Stablecoin activity on the SOL blockchain increased by 68% the last 30 days. Amid the gloomy broader sentiments, the Solana community celebrated a key milestone. According to RWA.xyz data, the total value of tokenized real-world assets (RWAs) on the Solana network increased by 5.8% the past month to $707.79 million, setting a fresh all-time high. The surge reflects the current trend where traditional markets are merging with blockchain platforms. Notably, RWA tokenization involves digitizing ownership of intangible or tangible real-world assets, including artwork, digital assets, and real estate, using blockchain technology. Solana’s capability of handling massive transactions at cheaper costs has made it perfect for these innovations. With its unique proof-of-stake and proof-of-history mechanisms, the crypto project can process over 65,000 TPS (transactions per second). Syndica’s latest blog shows Solana has maintained 6x faster TPS than any other chain for eight consecutive months. That’s the type of speed essential for handling large-scale real-world asset tokenization. Increasing holders signal confidence The data shows RWA holders on Solana surged to 92,526 after an 18.28% uptick in the last 30 days. This confirms increased trust from institutional and individual investors who see Solana as the blockchain for streamlined tokenization. Furthermore, the remarkable jump reflects the new trend of market players viewing tokenized investments as viable alternatives to traditional assets. In total, Solana currently has 94 distinct tokenized RWAs, ranging from real estate and treasury bills to commodities. Such diversification strengthens the SOL ecosystem. Moreover, they reduce risks as users have multiple channels for exposure. As mainstream finance moves on-chain, Solana appears as a leading destination for tokenized products. Its low fees, high interoperability, and speed might continue attracting serious capital in the coming months…

Author: BitcoinEthereumNews
Jupiter rides Solana trading boom to $46M revenue in Q3

Jupiter rides Solana trading boom to $46M revenue in Q3

Jupiter reported $46M in revenues for Q3, boosted by increased perp DEX activity and general token trading on Solana.

Author: Cryptopolitan
Which Crypto To Buy Today For Long-Term: Ethereum (ETH) and MUTM at $0.035 Remain Invincible for Future Gains

Which Crypto To Buy Today For Long-Term: Ethereum (ETH) and MUTM at $0.035 Remain Invincible for Future Gains

Ethereum has consolidated near $3,857 after rebounding from $1,500 lows. This move echoes its 2020 recovery that propelled it toward record peaks. Analysts have spotted patterns signaling potential climbs to $4,900. This is if supports at $3,400 hold firm.

Author: Cryptodaily
Morning Market Update | 21 October 2025

Morning Market Update | 21 October 2025

📉 U.S. indices are slightly lower today after Monday’s gains, which came on optimism ahead of next week’s meeting between Donald Trump and Xi Jinping in Seoul. Markets hope the talks could ease tensions between the world’s two largest economies. Riding that wave, Chinese indices are also moving higher 🇨🇳📈 🏦 Before the U.S. session, earnings reports will come from General Motors, GE Aerospace, RTX Corp, Coca-Cola, and Lockheed Martin. After the bell, all eyes will be on Netflix and Texas Instruments 🎬📊 🇯🇵 In Japan, stocks fell after Sanae Takaichi, a supporter of loose fiscal policy, became Prime Minister. The USD/JPY pair jumped more than 0.5%, while gold dropped over 0.7% to around $4,327 per ounce and silver lost more than 1% 🪙📉 💵 In forex, the dollar is strengthening — EUR/USD slid to 1.162. Bitcoin also slipped over 2%, trading near $107,000 compared with almost $111,000 yesterday ₿⬇️ 🏛️ The U.S. government shutdown continues, but optimism remains after comments from the White House that it may end this week. Meanwhile, Fitch Ratings warned that the surge in non-bank lending raises risks for traditional banks, and Bank of America cautioned about potential Fed balance sheet instability in October ⚠️ 🤝 Australia announced a $2 billion investment in U.S.-integrated military systems and will buy Apache helicopters worth $2.68 billion 🚁🇦🇺 📊 Stay tuned and trade the latest market moves with NordFX — your trusted global broker 🌍 👉 Open your account here: https://account.nordfx.com/account/register-personal?id=1187185 🚀 🌅 Morning Market Update | 21 October 2025 was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium