Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15318 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services

The post Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Aave Labs has acquired Stable Finance, a San Francisco-based firm offering a mobile app for earning yield on stablecoins through decentralized lending. This move expands Aave’s consumer-facing services while integrating key talent to bridge traditional finance and onchain ecosystems, announced on Thursday with undisclosed financial terms. Aave Labs’ acquisition of Stable Finance enhances its retail onchain offerings by incorporating a user-friendly mobile app for stablecoin yields. The deal includes Stable Finance’s founder Mario Baxter Cabrera and engineering team joining Aave Labs to drive innovation in everyday finance. Aave’s total value locked stands at over $37.25 billion, per DefiLlama data, underscoring its dominant position in DeFi lending. Aave Labs acquires Stable Finance to boost consumer onchain services—discover how this deal integrates mobile yield earning and institutional tools for seamless crypto finance. Explore impacts today. What is the Aave Labs Acquisition of Stable Finance? Aave Labs acquisition of Stable Finance marks a strategic expansion into consumer-oriented onchain services for the leading DeFi lending protocol. Founded in 2023, Stable Finance provides a mobile application that enables users to deposit funds from bank…

Author: BitcoinEthereumNews

2025/10/24

Aave Moves Into Retail DeFi With Stable Finance Acquisition

The move signals Aave’s intent to bring decentralized lending into mainstream mobile banking experiences. Stable Finance, founded in 2023 by […] The post Aave Moves Into Retail DeFi With Stable Finance Acquisition appeared first on Coindoo.

Author: Coindoo

2025/10/24

Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity

The post Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity appeared on BitcoinEthereumNews.com. Crypto News The presale whitelist for the Milk Mocha ($HUGS) token is almost full. Discover how its innovative model for blended digital and physical ownership is attracting huge interest before the final spots are gone. The beloved cartoon bears, Milk and Mocha have captivated millions globally with their simple and relatable stories. This deep emotional connection now serves as the foundation for a new digital economy, powered entirely by the $HUGS token. The project’s unique method of blending digital assets with tangible goods has generated a massive surge of interest from its dedicated fanbase. This has resulted in the presale whitelist, the sole entry point for early participation, rapidly approaching its capacity. For anyone who understands the value of this innovative model, the time to act is now. The final opportunity to get in on the ground floor is disappearing as the last available spots are claimed by enthusiasts A New Definition of Ownership What makes the $HUGS project so compelling is how it dissolves the barrier between the digital and physical. The plan to link select merchandise with a corresponding NFT is a primary driver behind the rush for whitelist access. This provides an indisputable method of verifying authenticity and ownership in a way that traditional collecting cannot. Think about possessing a limited-run plush toy that also includes its own digital certificate on the blockchain. This digital twin could unlock special abilities or access within the project’s future metaverse. It’s this combination that creates a deeper, more engaging form of collecting. People who understand the long-term value of this fusion are the ones claiming the last available positions on the whitelist, recognizing the potential of owning an asset in two realms at once. This model expands the very idea of what it means to own something. An Economic Model…

Author: BitcoinEthereumNews

2025/10/24

Spark moves $100m to Superstate fund amid low T-Bill yields

Spark is deploying $100 million into Superstate’s crypto carry fund to capture basis trade yields as returns from its traditional Treasury holdings begin to soften across the market. According to an announcement on Oct. 23, the DeFi lending protocol Spark…

Author: Crypto.news

2025/10/24

Chorus One, Morpho & Steakhouse Launch Risk-Managed Stablecoin Yield Platform for Institutional Investors

The post Chorus One, Morpho & Steakhouse Launch Risk-Managed Stablecoin Yield Platform for Institutional Investors appeared on BitcoinEthereumNews.com. Chorus One is taking stablecoin yield generation to a new level. The institutional staking provider has joined forces with Morpho and Steakhouse Financial to launch Chorus One Earn, a non-custodial stablecoin yield platform designed for institutional investors, DAOs, and on-chain treasuries. The new product gives investors the ability to earn competitive yields on idle USDC while keeping full custody of their assets, setting a fresh standard for risk-managed on-chain earning. The launch unites three industry leaders with complementary strengths. Chorus One, known for operating institutional-grade staking infrastructure across more than 40 Proof-of-Stake networks, brings deep technical and security expertise. Morpho, the universal lending network with over $12 billion in deposits, powers lending at scale through its open architecture, and Steakhouse Financial, with more than $3 billion under curation, specializes in designing tailored stablecoin vault strategies for major DeFi protocols and institutional clients. Together, they’ve built a system that blends institutional risk management with the efficiency of DeFi, offering both flexibility and control for on-chain asset managers. A New Blueprint for Stablecoin Yield Chorus One Earn is designed as a streamlined earning experience. Through a widget, dApp, or SDK, users can deposit USDC, choose from curated vaults with distinct risk/return profiles, and monitor performance through real-time rewards data on the Chorus One Rewards platform. Deposits and withdrawals happen directly through Chorus One’s interface, ensuring a non-custodial flow where investors always retain control of their funds. At launch, the platform will offer two distinct vaults, both leveraging Morpho’s lending markets and actively managed by Steakhouse. The first one is Steakhouse Prime USDC, which focuses on conservative strategies, allocating funds exclusively to blue-chip collateral and applying extended governance timelocks to reduce volatility. It’s tailored for institutions that value predictable returns and stability. The second one is Steakhouse High Yield USDC that targets more…

Author: BitcoinEthereumNews

2025/10/24

Rivian cuts 600 jobs, marking a second layoff amid weak EV market conditions

The post Rivian cuts 600 jobs, marking a second layoff amid weak EV market conditions appeared on BitcoinEthereumNews.com. Rivian Automotive (RIVN.O), an electric vehicle manufacturer, is implementing another round of layoffs that will impact around 600 employees, or about 4% of its staff, in an effort to reduce expenses. Rivian hired just under 15,000 employees as of the end of December 2024. The recent round of layoffs follows Rivian’s announcement last month that it had reduced its workforce by 15%. The layoffs will reportedly focus primarily on commercial positions in the sales and servicing divisions. Rivian redefines strategy as profits remain elusive RIVIAN CUTS 600 JOBS AS EV SECTOR FACES HEADWINDS Rivian will lay off over 600 employees—4% of its workforce—as it trims costs ahead of its R2 SUV launch. The decision comes amid production delays and $5B in losses since 2021. EV demand is cooling, with Q2 sales down 6.3% and GM… pic.twitter.com/OI24ipCCcR — Naeem Aslam (@NaeemAslam23) October 23, 2025 The layoff report by WSJ claimed that Rivian Automotive is facing a declining EV market, high production costs, and fierce rivalry from Tesla, Ford, and an expanding number of Chinese rivals. The report noted that rival companies have made it difficult for the company to maintain steady profits. According to the report, the layoffs show the challenges facing EV makers under U.S. President Donald Trump, whose policies threaten to erode already unstable demand in the U.S. The administration recently eliminated tax credits for EV purchases and has effectively nullified fuel economy and emissions standards, enticing companies to pivot to more profitable gasoline-powered vehicles. In August, Rivian retracted a major financial target, stating that the company would break even on a gross profit basis this year, after previously projecting a tiny profit of about $300 million. Financial data reveals that Rivian Automotive Inc. reported $1.3 billion in revenue for the second quarter, a 12.5% increase over the same…

Author: BitcoinEthereumNews

2025/10/24

The Doors Are Closing: Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity

The beloved cartoon bears, Milk and Mocha have captivated millions globally with their simple and relatable stories. This deep emotional […] The post The Doors Are Closing: Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity appeared first on Coindoo.

Author: Coindoo

2025/10/24

LivLive Leads Snorter and Hyper

The post LivLive Leads Snorter and Hyper appeared on BitcoinEthereumNews.com. Crypto News LivLive, Snorter Token, and Bitcoin Hyper are leading crypto presales to buy now, with LivLive offering unmatched 100x potential in 2026. Looking for the next 100x crypto before 2026 hits? The race to find the top crypto presale to buy now is heating up as investors search for projects that combine hype, innovation, and sustainable growth. Three presales have surged to the forefront of this conversation: LivLive ($LIVE), Snorter Token ($SNORT), and Bitcoin Hyper ($HYPER). Each offers a distinct narrative, but analysts say LivLive stands out as the strongest pick, thanks to its real-world integration, low entry price, and long-term scalability. With $2 million already raised and investors using the EARLY30 code for a 30% token bonus, LivLive’s presale is quickly gaining traction. At $0.02 per token before its $0.25 listing target, it’s being called the top crypto presale to buy now, a project where real-world adoption meets exponential ROI potential. LivLive ($LIVE): Turning Real-World Actions into Tokenized Rewards What separates LivLive ($LIVE) from other top crypto presales to buy now is its unique ability to bridge physical experiences with blockchain technology. It’s an AR-powered engagement ecosystem that turns real-world actions, such as attending concerts, scanning brand locations, or completing event missions, into verifiable on-chain rewards through $LIVE tokens. This model builds a sustainable loop of participation and utility, allowing brands and users to interact measurably. Instead of relying on speculation, LivLive’s value grows with every user interaction, making it one of the most utility-driven presales in the market. Its standout wearable, the LivLive wristband, authenticates real-world activity and unlocks AR experiences across cities. This blend of lifestyle and blockchain creates a sticky ecosystem — one that rewards both engagement and loyalty, turning every participant into a contributor to the network’s growth. Presale Metrics and Long-Term ROI Outlook…

Author: BitcoinEthereumNews

2025/10/24

Aave Labs expands consumer DeFi footprint with Stable Finance acquisition

                                                                               Aave Labs’ latest deal follows a string of institutional initiatives, including its Maple Finance integration and Horizon RWA marketplace.                     San Francisco–based Stable Finance has been acquired by Aave Labs, the developer behind the Aave lending ecosystem, as the firm expands into consumer-facing onchain services.Founded in 2023, Stable Finance’s mobile app allows users to deposit funds from bank accounts, cards, or crypto wallets to earn yield on stablecoins through overcollateralized decentralized markets.The deal, announced Thursday, also brings Stable Finance’s founder Mario Baxter Cabrera and his engineering team into Aave Labs. Financial terms of the acquisition were not disclosed. Read more

Author: Coinstats

2025/10/24