Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23348 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Goldman Sachs and BNY Mellon Launch Tokenized Money Market Funds for Institutions

Goldman Sachs and BNY Mellon Launch Tokenized Money Market Funds for Institutions

Key Takeaways: Goldman Sachs and BNY Mellon have launched tokenized money market funds for institutional clients. Initial participants include BlackRock, Fidelity, Federated Hermes, and the asset arms of both banks. The platform allows real-time ownership tracking and may support future use in collateral management and settlement. Goldman Sachs and Bank of New York Mellon have launched a system allowing institutional clients to access tokenized money market funds. According to a CNBC report published on July 23, the offering targets the $7.1 trillion market, uses Goldman’s blockchain platform to record fund ownership, and is integrated with BNY’s custody services. BlackRock and Fidelity Funds Already Available Clients can invest in tokenized share classes of money market funds managed by BlackRock, Fidelity Investments, Federated Hermes, and the asset management divisions of both Goldman and BNY. The product is built for institutional users, including hedge funds, pension funds, and corporates. BNY’s LiquidityDirect and @GoldmanSachs ’ Digital Asset Platform have collaborated to launch tokenized money market funds (MMFs). 🤝 This significant initiative sets our clients on a path to access a new capability to increase the utility and potential transferability of MMFs in… pic.twitter.com/WJ1lv7m6T4 — BNY (@BNYglobal) July 23, 2025 “We have created the ability for our clients to invest in tokenized money market share classes across a number of fund companies,” said Laide Majiyagbe, Global Head of Liquidity, Financing, and Collateral at BNY. “The step of tokenizing is important, because today that will enable seamless and efficient transactions, without the frictions that happen in traditional markets,” said Majiyagbe. Unlike stablecoins, which serve primarily as a medium of exchange, tokenized money market funds offer yield and may function as cash-equivalent holdings for large financial institutions. According to Goldman and BNY, the funds could eventually be transferred between financial intermediaries without first converting to fiat currency. Goldman Sachs and BNY Target $7.1 Billion Market Mathew McDermott, Global Head of Digital Assets at Goldman Sachs, said the structure supports future use in collateral and trade settlement. “The sheer scale of this market just offers a huge opportunity to create a lot more efficiency across the whole financial plumbing,” he said. “That is what’s really powerful, because you’re creating utility in an instrument where it doesn’t exist today,” said McDermott. The firms see this step as supporting real-time settlement and reducing operational frictions tied to traditional finance infrastructure. They also framed it as complementary to regulatory developments such as the recent GENIUS Act , which establishes a federal framework for stablecoins. According to the report, U.S. money market funds hold about $7.1 trillion in assets, with roughly $2.5 trillion flowing into the space since the Federal Reserve began raising rates in 2022. Most are backed by short-term government or commercial debt. The service is currently limited to institutional users and fund providers participating in the platform. Institutional interest in programmable finance is growing, and assets like money market funds can be embedded into automated workflows across settlement, margining, and treasury operations. Such tokenized instruments could play a central role in modernizing how institutions manage liquidity and collateral across global markets. Frequently Asked Questions (FAQs) What are the tax implications for institutions holding tokenized fund shares? While ownership structure remains similar to traditional funds, the digital nature may raise questions around jurisdiction, timing of income recognition, and reporting obligations. Could tokenized funds allow 24/7 liquidity access? If integrated with global custodians and interoperable ledgers, institutions may eventually move capital between regions outside of standard market hours. What legal structures govern these digital fund shares? Each share remains subject to existing securities regulation, but the ownership ledger is now maintained on a permissioned blockchain, allowing traceability without changing asset classification.

Author: CryptoNews
Plasma Launches New Phase of Stablecoin Collective: Workshop Kicks Off

Plasma Launches New Phase of Stablecoin Collective: Workshop Kicks Off

PANews reported on July 23 that according to the Plasma announcement, the Plasma stablecoin collective has officially entered a new stage, launching new initiatives such as monthly seminars. As the

Author: PANews
Tether has invested in over 120 companies: CEO Ardoino

Tether has invested in over 120 companies: CEO Ardoino

Tether is putting its profits to work, revealing a massive venture portfolio that stretches far beyond stablecoins. On July 23, CEO Paolo Ardoino revealed that the company has invested in more than 120 companies through its venture arm, Tether Investments.…

Author: Crypto.news
The GENIUS Act Stimulates the Crypto Market, and IOTA Miner Free Cloud Mining Sparks Discussion

The GENIUS Act Stimulates the Crypto Market, and IOTA Miner Free Cloud Mining Sparks Discussion

President Trump signed the landmark GENIUS Act on Friday, praising crypto as an “exciting new frontier” at the signing ceremony. As the first systematic law targeting digital currencies, the bill establishes a clear regulatory framework for the $250 billion stablecoin market. Stablecoins are seen as relatively robust crypto assets because they are linked to assets such as the U.S. dollar. Boosted by the implementation of the GENIUS Act and Trump’s optimistic statements about the future of crypto, the overall crypto market rose in the past week. At the same time, some investors quickly transferred their mainstream crypto assets such as BTC , ETH, SOL, USDC and XRP to the cloud mining platform IOTA Miner. It is reported that the platform supports free cloud mining, and users can achieve up to $9,700 in passive income. What Is IOTAMiner? Founded in 2018 and headquartered in the UK, IOTAMiner is the world’s first cloud mining leader that combines artificial intelligence and renewable energy. The platform has been in operation for seven years, serving more than 9 million users, covering more than 100 countries, and holding more than 8,000 BTC strategic reserves, providing you with a green, efficient, safe and reliable 100% return on investment guarantee. What Is Cloud Mining? Cloud mining refers to the process of mining cryptocurrencies by renting computing power from a remote data center, without owning or maintaining mining hardware. This is different from traditional mining methods, in which individuals must purchase and operate their own mining equipment to generate new cryptocurrencies or tokens. Advantages of IOTA Miner 1: Sign up and get a $15 welcome bonus. 2: With its decentralized technology, high profit potential, and complete cloud mining services, it provides investors with a safe, reliable, efficient, and convenient way to increase the value of digital assets. 3: Use renewable energy such as solar and wind power to generate all the electricity needed for the mine, protecting the environment. 4: No hidden fees. 5: The affiliate program can reward up to $80,000. How to Use IOTA Miner Step 1: Sign up for free and get started easily. It only takes one minute to sign up. The platform also offers a $15 newbie bonus, so you can start earning $0.60 a day without investing. Step 2: Choose a suitable mining contract. The platform offers a variety of contracts with different processing capabilities, covering popular cryptocurrencies such as BTC, LTC, DOGE, etc. Whether you want to test short-term or make long-term profits, it can meet your needs. Step 3: Enjoy daily income After the contract is activated, the system automatically performs mining operations every day and deposits the proceeds into your account. Profits will be automatically credited to your account the day after you purchase the contract. When your account balance reaches $100, you can withdraw it to your cryptocurrency account, or continue to buy contracts to earn more profits. Extra Income Unlock more benefits! IOTA Miner launches a referral reward program: the more you refer, the more you earn. Easily get unlimited commissions and double your mining income. IOTA Miner provides simple and convenient cloud mining services to help users achieve financial freedom. Whether you want to expand a second source of income or pursue higher returns, IOTA Miner can meet your needs. As the implementation of the GENIUS Act boosts the crypto market, cloud mining platforms such as IOTA Miner have attracted much attention due to their zero-threshold participation and stable returns. It reduces user costs through a free computing power sharing model, and relies on automated operations to bring investors continuous passive income, becoming an ideal choice for realizing asset appreciation in the context of the current crypto market. Get started now .

Author: CryptoNews
CoinShares First EU Asset Manager to Gain MiCA Authorisation

CoinShares First EU Asset Manager to Gain MiCA Authorisation

CoinShares, one of Europe’s leading digital asset managers, has announced its French subsidiary, CoinShares Asset Management, has received authorisation under the Markets in Crypto-Assets (MiCA) Regulation. With this latest approval, CoinShares became the first regulated asset management firm in continental Europe to be authorised under MiCA. The MiCA authorisation adds to CoinShares’ existing regulatory approvals, making it the only asset management firm in continental Europe currently holding all three licences. These include the AIFM licence, covering alternative investment fund management and delegated UCITS activity. The MiFID licence governs portfolio management and advisory services on traditional financial instruments. Now with the MiCA authorisation allowing portfolio management and advisory services on crypto-assets. Redefining Standards for Crypto Asset Management? The MiCA authorisation gives CoinShares the legal and operational framework to offer professional investment management services throughout the EU’s financial ecosystem. The firm’s current passporting now includes jurisdictions such as France, Germany, Cyprus, Ireland, Lithuania, Luxembourg, Malta, and the Netherlands. “Receiving MiCA authorisation from the AMF is a pivotal milestone, not just for CoinShares, but for the entire European digital asset industry,” said Jean-Marie Mognetti, co-founder and CEO of CoinShares. “With MiCA, we now have a clear, harmonised structure across the EU, and CoinShares is proud to be the first in continental Europe to meet that standard as a fully regulated asset manager.” said Mognetti. Circle’s Policy Head Patrick Hansen recently shared via X that 59 MiCA authorisations have been granted across the EU so far. This includes 39 for Crypto Asset Service Providers (CASPs) and 14 for stablecoin issuers. 𝐌𝐢𝐂𝐀 6-𝐌𝐨𝐧𝐭𝐡𝐬 𝐒𝐭𝐚𝐭𝐮𝐬 𝐔𝐩𝐝𝐚𝐭𝐞: 𝐅𝐮𝐥𝐥 𝐋𝐢𝐬𝐭 𝐨𝐟 𝐀𝐮𝐭𝐡𝐨𝐫𝐢𝐳𝐞𝐝 𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝐈𝐬𝐬𝐮𝐞𝐫𝐬 & 𝐂𝐫𝐲𝐩𝐭𝐨-𝐀𝐬𝐬𝐞𝐭 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐏𝐫𝐨𝐯𝐢𝐝𝐞𝐫𝐬 🇪🇺 6 months into MiCA’s application for CASPs — and 12 months for stablecoins — here’s… pic.twitter.com/5mZwOg30qq — Patrick Hansen (@paddi_hansen) July 7, 2025 With its new authorisation, CoinShares said it is positioned to operate as a regulated counterparty for institutional investors looking for exposure to digital assets in line with fiduciary and compliance rules. Mognetti adds that this authorisation shows the legitimacy and staying power of crypto assets within a modern investment environment. CoinShares Becomes 8th Firm to Bet on Solana ETF Approval In June, CoinShares filed with the U.S. Securities and Exchange Commission to launch a spot Solana (SOL) exchange-traded fund (ETF), advancing institutional efforts to gain exposure to the blockchain sector. The filing, initially submitted on June 13, remains under SEC review as of July 2025. If approved, the CoinShares Solana ETF would be listed on Nasdaq, offering investors direct exposure to SOL, the native cryptocurrency of the Solana network. The filing also notes that a portion of the ETF’s SOL holdings may be staked through approved providers, allowing the fund to generate staking rewards in addition to tracking price performance.

Author: CryptoNews
The US GENIUS Act Was Enacted, DOT Miners Officially Launched XRP & DOGE Cloud Mining Solutions

The US GENIUS Act Was Enacted, DOT Miners Officially Launched XRP & DOGE Cloud Mining Solutions

On July 18, 2025, US President Donald Trump officially signed the landmark GENIUS Act, marking the official entry of the United States into a new era of federally regulated stablecoins. As a crypto asset closely linked to fiat currency, XRP has been favored by policy dividends due to its application in cross-border settlement, and DOGE is also ushering in a new peak of development due to its wide range of payment uses and community driving force. Driven by this major policy benefit, the global compliant cloud mining platform DOT Miners announced a comprehensive upgrade of its infrastructure and officially opened exclusive high-yield cloud mining contracts for XRP and DOGE. Users do not need any mining machines or technical thresholds, and can earn up to $8,700 a day. How to Achieve Long-term Stable Passive Income through DOT Miners? With just a few simple steps, you can start your digital mining journey and enjoy the benefits every day without complicated operations : Register an account: It only takes a few seconds to complete the registration, and new users can receive a mining start-up fund worth $15, and experience real benefits without pre-recharge. Choose a matching income plan : The platform provides a variety of flexible contract plans, tailored to different users’ funds and return expectations: Daily income automatic settlement: The system settles mining income on a regular basis every day. Users can log in to the backend to view the details at any time. The principal will be fully returned after the contract expires, saving time and peace of mind. 6 Reasons to Choose DOT Miners 1. Formal and compliant background, transparent and trustworthy DOT Miners is headquartered in the UK. All its businesses comply with local financial regulatory policies. The contract information is clear and transparent to ensure that the flow of funds can be traced throughout the process. 2. Easy operation, no equipment required No need to purchase mining machines or technical knowledge, just a few clicks on your mobile phone or computer, you can easily start the exclusive mining process. 3. Green energy driven, stable and environmentally friendly The platform’s data centers are deployed in Northern Europe and Africa, with renewable energy accounting for 100%. It not only ensures stable operation, but also reflects environmental responsibility. 4. Supports multiple crypto asset payments Whether you hold mainstream currencies such as USDT, BTC, ETH, BNB, XRP, LTC or SOL, the platform supports seamless recharge and income management. 5. Industry giants endorsement, strength guarantee The world’s leading crypto mining machine manufacturer “Bitmain” provides strategic support for the platform, further strengthening the security of technology and supply chain. 6. Multiple security protections to ensure asset security The entire site uses Cloudflare defense, EV SSL certificate encryption, and multiple identity authentication mechanisms to protect user funds from login to withdrawal. Every time you invite a friend to successfully register and invest, you will receive a lifetime rebate of 4.5% of the other party’s investment amount, unlimited number of people, real-time payment, and build your own “digital asset network”. About DOT Miners DOT Miners is a technology platform dedicated to providing cloud mining solutions for global users. The platform focuses on BTC mining and blockchain facility expansion. It currently covers more than 100 countries and regions and serves more than 5 million users. With the technical support and investment of Bitmain, DOT Miners not only operates in compliance with regulations and has strict risk control, but also actively carries out financial inclusion and education programs around the world to help more people reach the future of blockchain and digital economy.

Author: CryptoNews
Diamond Hands Epilogue: Betting on Bull Market Beta, Four Major Copycat Targets

Diamond Hands Epilogue: Betting on Bull Market Beta, Four Major Copycat Targets

Author: Lao Bai I haven't written a Diamond Hand series for two years. Today is the third edition, and it is probably the last edition of the Diamond Hand series.

Author: PANews
CNBC: Goldman Sachs and New York Mellon to launch tokenized money market fund

CNBC: Goldman Sachs and New York Mellon to launch tokenized money market fund

PANews reported on July 23 that according to CNBC, Goldman Sachs has partnered with Bank of New York Mellon (BNY Mellon) to provide institutional investors with the ability to purchase

Author: PANews
CertiK Stablecoin Report 2025: What are the top 5 most secure tokens in the stablecoin race?

CertiK Stablecoin Report 2025: What are the top 5 most secure tokens in the stablecoin race?

As stablecoin adoption grows more mainstream, so do the security risks associated with them. Which tokens are leading the race in terms of security? The first half of 2025 saw a surge in stablecoin use cases, with a monthly settlement…

Author: Crypto.news
Payments are broken, and stablecoins are rapidly fixing them | Opinion

Payments are broken, and stablecoins are rapidly fixing them | Opinion

We are watching the biggest transformation since credit cards. The companies that capitalize on this will thrive.

Author: Crypto.news