Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13979 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
MetaMask x TRON: A New Era for Web3 Access

MetaMask x TRON: A New Era for Web3 Access

The post MetaMask x TRON: A New Era for Web3 Access appeared on BitcoinEthereumNews.com. TRON DAO just made a big move. The community-led organization announced a partnership with MetaMask. The result? TRON will be natively integrated into the world’s most popular self-custodial wallet. This isn’t small. It changes how millions of MetaMask users connect with TRON’s ecosystem. And it fits perfectly with TRON’s mission to make blockchain simple, fast, and open to everyone. What it means for TRON and many more First, global access. TRON already dominates in Asia. It has strong presence in South America, Africa, and Europe. Now, MetaMask users everywhere can access TRON without needing a new wallet. One wallet. One interface. No walls left standing. Second, smooth experience. TRON’s blockchain is quick, over 2,000 transactions per second. Fees? Less than a cent. That means MetaMask users can now explore TRON’s major dApps like JustLend DAO and SunSwap without worrying about gas. Everything in one place. Third, stablecoin power. TRON is the biggest stablecoin network in the world. More than $82B worth of USDT circulates on TRON. That’s unmatched. With MetaMask in the mix, that stablecoin liquidity is now easier to reach than ever. 🚨Breaking TRON just linked up with MetaMask and it’s huge. Metamask will add support for the TRON network, opening Tron’s ecosystem dApps, TRC20 tokens like USDT, USDD to metamask’s 100M+ users. It’s safe to say Tron’s reach just got massive. What does this mean?– Global… pic.twitter.com/HD4VgGNWAd — Leila (@chimpnzee) August 19, 2025 How it’s done This isn’t a bridge. It isn’t a pegged TRX token. TRON’s team worked directly with MetaMask to build native integration. That means users will manage TRX, stake, and move assets right inside the MetaMask interface. It’s clean. It’s secure. It’s real Web3 infrastructure. Angel Gonzalez-Capizzi from MetaMask put it simply: “This connects ecosystems and opens doors.” Justin Sun, founder of TRON, was…

Author: BitcoinEthereumNews
BlockDAG’s Alliance With Inter Milan and Massive Presale Success Signal Its Place as a Top Crypto to Watch

BlockDAG’s Alliance With Inter Milan and Massive Presale Success Signal Its Place as a Top Crypto to Watch

In the chase for long-term dominance among the top cryptos, few names have designed a path as bold as BlockDAG […] The post BlockDAG’s Alliance With Inter Milan and Massive Presale Success Signal Its Place as a Top Crypto to Watch appeared first on Coindoo.

Author: Coindoo
HBAR Price Risks Breakdown as Hedera Network Activity Plunges

HBAR Price Risks Breakdown as Hedera Network Activity Plunges

The post HBAR Price Risks Breakdown as Hedera Network Activity Plunges appeared on BitcoinEthereumNews.com. Since July 17, Hedera Hashgraph’s native token, HBAR, has trended mostly sideways. Despite several attempts at an upward breakout, market volatility and growing bearish sentiment have repeatedly prevented this.  Now, with Hedera showing signs of weakening user demand, HBAR risks extended consolidation or even deeper losses. Falling TVL and DEX Volumes Put HBAR’s Price Stability at Risk Over the past few days, user activity on the Hedera network has declined, marked by a drop in its total value locked (TVL). Per Artemis data, this currently sits at $129 million, down 5% since August 14. For token TA and market updates: Want more token insights like this? Sign up for Editor Harsh Notariya’s Daily Crypto Newsletter here. Hedera TVL. Source: Artemis TVL measures the total capital deposited across a network’s decentralized finance (DeFi) protocols, making it a key gauge of investor confidence and user demand. A rising TVL reflects increasing activity and demand, as more users lock assets into lending, staking, or liquidity pools. Conversely, a falling TVL signals declining participation, reduced liquidity, and waning confidence. Therefore, Hedera’s falling TVL suggests a dip in users engaging with its DeFi ecosystem, adding pressure to HBAR’s already stagnant price action. Further, the fall in decentralized exchange (DEX) volumes on Hedera confirms the plummeting user activity on the network. In the past week, this has dropped by nearly 60%, according to Artemis. Hedera DEX Volume. Source: Artemis A decline in DEX volume reflects weakening transaction flow, with fewer users swapping, trading, or providing liquidity across the network’s protocols.  This reduction in trading momentum limits Hedera’s on-chain activity and highlights reduced speculative interest in its native token. It dampens short-term price recovery hopes and increases the risk of extended stagnation or a bearish breakdown if demand remains absent.  Can HBAR Hold $0.227? On the daily chart,…

Author: BitcoinEthereumNews
Polkadot Expands into Capital Markets with Focus on Tokenization and DeFi

Polkadot Expands into Capital Markets with Focus on Tokenization and DeFi

TLDR Polkadot launches Capital Group to drive DeFi and tokenization in finance. New Polkadot unit targets banks & funds with stablecoin and RWA solutions. Polkadot Capital Group pushes blockchain into mainstream financial markets. With DeFi, tokenization & stablecoins, Polkadot courts institutional players. Polkadot sets sights on Wall Street with Capital Group’s blockchain drive. Polkadot has [...] The post Polkadot Expands into Capital Markets with Focus on Tokenization and DeFi appeared first on CoinCentral.

Author: Coincentral
South Korea Halts New Crypto Lending, Guidelines in the Works

South Korea Halts New Crypto Lending, Guidelines in the Works

The post South Korea Halts New Crypto Lending, Guidelines in the Works appeared on BitcoinEthereumNews.com. South Korea’s top financial regulator ordered crypto exchanges to suspend new digital asset lending services, citing mounting risks and highlighting a need for clear rules.  The Financial Services Commission (FSC) said on Tuesday that it sent letters to exchanges requesting the suspension of new crypto lending until it completes guidelines. Existing contracts, like repayments and maturity extensions, will be permitted.  On July 31, the FSC and the Financial Supervisory Service (FSS) announced they had formed a joint task force to develop a regulatory framework for crypto lending. The guidelines are expected to cover leverage limits, user eligibility and risk disclosures for virtual asset lending activities.   The FSC said it would conduct on-site inspections and take supervisory action against platforms that failed to comply. Forced liquidations highlight urgent need for clear rules The move follows reports of widespread user losses, including thousands of forced liquidations in exchange-run lending programs. One unidentified exchange drew about 27,600 users in a month after launching a lending service in mid-June, the FSC said. The platform recorded about 1.5 trillion Korean won ($1.1 billion) in volume. Of those users, about 13%, or 3,635 people, suffered forced liquidations as their crypto positions fell in value. The FSC also pointed to two companies that offered Tether (USDT) lending services, which triggered a surge in selling volume and an unusual decline in USDT prices. The agency said continuing new lending operations without safeguards could further damage investor funds. Related: South Korean banks plan won-pegged stablecoin launch by 2026 Crypto lending a gray area in South Korea Since 2020, South Korea has laid foundational regulatory groundwork for virtual asset service providers (VASPs). This includes Anti-Money Laundering (AML) and Travel Rule mandates under the revised Act on Reporting and Using Specified Financial Transaction Information.  In 2023, the country’s Virtual Asset User…

Author: BitcoinEthereumNews
Morning Minute: Solana Hits 100K TPS

Morning Minute: Solana Hits 100K TPS

The post Morning Minute: Solana Hits 100K TPS appeared on BitcoinEthereumNews.com. Morning Minute is a daily newsletter written by Tyler Warner. The analysis and opinions expressed are his own and do not necessarily reflect those of Decrypt. Subscribe to the Morning Minute on Substack. GM! Today’s top news: Crypto majors are slightly green after volatile day; BTC at $115,600 Tom Lee buys $1.7B in ETH in the past week, becomes 2nd largest DAT Tether signs on former White House crypto director Bo Hines as advisor Chamath launches $250M SPAC, includes DeFi as 1 of 4 pillars LIGHT jumps 50% to a new ATH as revenue & buybacks increase ⚡ Solana Hits 100K TPS The Solana network just set a new throughput record. And it’s coming at a very important time. 📌 What Happened Solana briefly processed over 100,000 transactions per second (TPS) in a live stress test. That’s well above Visa’s ~65,000 TPS benchmark and 25x Solana’s normal throughput. But the test used “no-op” transactions – empty instructions that don’t represent real-world transfers or swaps. Today, actual economic activity on Solana still averages closer to 1,000–1,400 TPS once validator votes are excluded. 🗣️ What They’re Saying “The main point I want to get across is that Solana needs more efficient programs and an efficient token standard. High capacity enables the world’s markets to all be on-chain. Without the capacity, we can only ever hope to support a handful.” – Dr. Cavey PHD He added that with efficient programs, Solana could realistically hit 80k–100k token transfers per second, or 10k–20k swaps, estimating deployment could happen “three months at best, six months at worst.” “It means that Solana is ready to support web-scale applications today.” – Kyle Samani (Multicoin Capital) 🧠 Why It Matters There are a few key items of note here. First, this milestone shows Solana’s raw technical ceiling but also the gap between stress-test performance and live…

Author: BitcoinEthereumNews
Solana (SOL) Price Analysis & Prediction and Rising Crypto to Watch in Q3–Q4 2025

Solana (SOL) Price Analysis & Prediction and Rising Crypto to Watch in Q3–Q4 2025

As the crypto market navigates a volatile August, Solana remains under the microscope for investors and analysts alike. Mutuum Finance (MUTM) also emerges as a noteworthy player, leveraging its decentralized lending to capture attention in the DeFi market.   Mutuum Finance presale price is $0.035 in stage. Stage 7 will see a 14.29% rise to $0.04. […]

Author: Cryptopolitan
R0AR announces node sale: Democratizing layer 2 infrastructure and rewarding community participation

R0AR announces node sale: Democratizing layer 2 infrastructure and rewarding community participation

The post R0AR announces node sale: Democratizing layer 2 infrastructure and rewarding community participation appeared on BitcoinEthereumNews.com. R0AR, the leading unified DeFi super-app built on Optimism’s OP Stack, today announced its Node Sale program, enabling global participants to own and operate critical infrastructure for the R0ARchain Layer 2 network. Starting 2025-8-25, individuals and institutions worldwide can purchase R0AR Node licenses, earning validator rewards while contributing to the decentralization of next-generation financial infrastructure. This marks a pivotal moment in decentralized finance, as R0AR becomes one of the first Layer 2 ecosystems to offer community-owned validator infrastructure through a structured node sale program, combining the security of Ethereum with the accessibility of community participation. Solving the infrastructure ownership gap in layer 2s While Layer 2 solutions have exploded in adoption, with optimistic rollups processing over $15 billion in total value locked, most infrastructure remains centralized among a handful of institutional validators. R0AR’s Node Sale democratizes this critical infrastructure, allowing anyone to own and operate validator nodes while earning rewards for securing the network. “Traditional Layer 2s ask users to trust centralized sequencers and validators,” explains Dustin Hedrick, co-founder & CTO of R0AR. “We’re flipping this model by giving our community direct ownership of the infrastructure that powers their financial sovereignty. This isn’t just about earning rewards, it’s about owning the future of decentralized finance.” As DeFi approaches a projected $231 billion market value by 2030, the infrastructure supporting these protocols must evolve from centralized gatekeepers to community-owned networks that align incentives between users, validators, and the protocol itself. R0AR Nodes serve as the backbone of R0ARchain’s validator network, performing critical functions including: Transaction Validation: Verifying and processing all on-chain transactions Data Availability: Ensuring transaction data remains accessible and verifiable Network Security: Contributing to consensus and fraud-proof mechanisms Cross-Chain Operations: Supporting seamless bridging with Ethereum and other Superchain networks Unlike traditional validator setups requiring complex technical knowledge, R0AR Nodes are designed for accessibility: Minimal…

Author: BitcoinEthereumNews
1 on Ethereum, Avalanche, and Polygon

1 on Ethereum, Avalanche, and Polygon

The post 1 on Ethereum, Avalanche, and Polygon appeared on BitcoinEthereumNews.com. The Stablecoin yen giapponese debuts in a regulated form: JPYC has obtained the license of funds transfer service provider from the Japanese regulator Financial Services Agency (FSA), a key requirement for the issuance of a token with peg 1:1 to the yen on Ethereum, Avalanche, and Polygon. In this context, scenarios open up for digital payments, remittances, and Web3 integrations aligned with Japanese anti-money laundering regulations. According to the data collected by our research team (monitoring updated to August 2025), JPYC has completed the regulatory procedures required by the FSA and has declared a policy of monthly attestations for reserves. Industry analysts note that the explicit requirement for segregation of reserves and periodic reporting should increase transparency compared to unregulated models. What changes: regulated model and FSA supervision JPYC now operates as a fund transfer service provider (Kawase) under the revised Payment Services Act as of June 2023, which outlined a specific framework for Electronic Payment Instruments (stablecoin) FSA. It should be noted that the new status entails requirements on minimum capital, KYC/AML procedures, reserve segregation, and periodic reporting under FSA supervision. For an overview of AML/CFT compliance best practices for digital assets, refer also to the international guidelines FATF. Reserves and guarantees: yen in the bank and JGB with 1:1 coverage The peg is supported by bank deposits in JPY and by Japanese Government Bonds (JGB) with short maturity, held to cover 100% of the tokens in circulation. For information on the liquidity and market characteristics of short-term JGB, see the official website of the Japanese central bank. Coverage: 1 JPYC = 1 yen, supported by immediately available liquidity (deposits) and liquid government securities. Transparency: independent attestations on reserves on a monthly basis, as indicated in the issuer’s preliminary white paper JPYC. Redemption: conversion to JPY in the account…

Author: BitcoinEthereumNews
Valantis acquires second-largest HyperEVM liquid staking platform to boost DEX integration

Valantis acquires second-largest HyperEVM liquid staking platform to boost DEX integration

Valantis, a modular DEX protocol, has acquired StakedHYPE (stHYPE), the second-largest liquid staking platform on Hyperliquid’s HyperEVM blockchain, for an undisclosed amount.  According to the announcement, $stHYPE will have synchronous liquidity between HyperEVM and HyperCore, enabled by Valantis. StakedHYPE TVL. Source: Defillama The acquisition will integrate $stHYPE with Valantis The acquisition has unified $stHYPE and Valantis, and as a result, a single unified roadmap has emerged. It begins with new integrations, deep liquidity, net-new yield sources, and a more robust long-term outlook. The roadmap is divided into two phases, with the first tagged the “foundation” and the second titled “the modular LST.” As part of the foundation, Valantis will focus on controlling and executing all development, expansion, communication, and operations for $stHYPE. It also promised that the acquisition will not expose users to additional security risks as it will oversee the transition of stHYPE to use CoreWriter. Valantis says it will be responsible for building more robust public monitoring of the off-chain stHYPE infrastructure, also offering a percentage of its referred staking rewards to users who integrate stHYPE today. It is expected to continue expanding on that reward program to grow stHYPE in the realm of integrated LSTs on Hyperliquid. The second phase of the roadmap will see stHYPE become CoreWriter-enabled in a way that supports any arbitrary number of staking addresses and building a permissionless base that enables net-new interactions between an LST & DeFi. According to the announcement, Valantis liquidity providers will be able to simultaneously interact with DEXs, lending, staking, and Hypercore with their HYPE deposits. It also claims that its modular base will insulate $stHYPE holders against typical security risks and fragmentation associated with such ecosystems. Valantis has assured all its plans will happen alongside STEX and that existing/new deployments will continue operating and scaling as usual. “Nothing has changed regarding plans around these pools, acquiring stHYPE simply expands the scope of what’s possible with them,” it wrote. The financial details of the deal remain undisclosed The deal concluded after earlier informal discussions, but parties involved have declined to share the structure of the transaction and have not disclosed the names of the banking or legal advisors involved due to contractual restrictions. What we do know is that as part of the deal, Addison Spiegel, founder of Thunderhead (the team behind StakedHYPE), will join Valantis as an advisor. Spiegel is expected to be the only part of the six-man StakedHYPE team to switch sides in the deal. Unlike Valantis, which raised $7.5 million at a $40 million valuation last year, the team hasn’t raised external funds, but it has been profitable since inception. Valantis was initially created to support developers in building decentralized exchanges using composable modules. However, it has since pivoted to building products on its own stack. Not long ago, the firm launched an LST-specific DEX for StakedHYPE (stHYPE) and Kinetiq Staked HYPE (kHYPE), the two largest pools on HyperEVM, with nearly $70 million combined TVL and more than $500 million in cumulative trading volume. The Valantis co-founder and CTO, Ed Carvalho, has said the StakedHYPE acquisition is designed for vertical integration and expects it will allow the firm to build further market infrastructure around LSTs. “Valantis built initial traction as an LST-specific DEX, offering the best pricing/liquidity/returns for these kinds of assets,” Carvalho stated. “Full vertical integration of an LST protocol and a DEX protocol will lead to the deepest liquidity and most efficient market.” Carvalho also believes that StakedHYPE will expand beyond Hyperliquid staking emissions via HIP-3 (builder-deployed perpetuals front-end checks) and market maker fee discounts. The smartest crypto minds already read our newsletter. Want in? Join them.

Author: Coinstats