Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14103 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Hyper Accelerates Bitcoin’s Development: $HYPER to 100x?

Bitcoin Hyper Accelerates Bitcoin’s Development: $HYPER to 100x?

Why don’t more people use Bitcoin? It’s one of the world’s largest assets, with a market cap of over $2.2 trillion. Bitcoin is divisible – you can spend tiny fractions of it at a time, in even smaller units than traditional dollars and cents. It takes 100 million satoshis to make one Bitcoin. Since Bitcoin […]

Author: Bitcoinist
MetaMask Launches Social Login for Google & Apple Users

MetaMask Launches Social Login for Google & Apple Users

The post MetaMask Launches Social Login for Google & Apple Users appeared on BitcoinEthereumNews.com. Quick Highlights MetaMask adds Social Login via Google and Apple accounts Wallet setup without saving a 12-word recovery phrase Maintains self-custody with local encryption and security MetaMask Brings Social Login to Crypto Wallets MetaMask, a leading cryptocurrency wallet provider, has rolled out Social Login, a feature that allows users to create or restore wallets using their Google or Apple accounts. This eliminates the need for the traditional 12-word recovery phrase, which often intimidates newcomers. Source: metamask.io How Social Login Works To enable Social Login, users select a Google or Apple account and set a password. The wallet then generates a Secret Recovery Phrase (SRP) locally on the device, encrypting it for maximum security. In case of device loss or reinstallation, the wallet can be restored using the same account and password — removing the headache of storing complex phrases. Social login simplifies the wallet creation and management process. Get started in two steps: Sign-in with your Google or Apple ID. Create a unique, secure password. You’re in! You can now use Social login.  Security Remains a Priority MetaMask emphasizes that no single organization has complete access to all components needed to restore your SRP. This design preserves the self-custodial nature of MetaMask wallets, ensuring users maintain full control over their digital assets. The company stated: “Social login is an alternative, familiar way to control your digital assets that is seamless and simple, without compromising on security. Your wallet and assets remain fully in your control, with fewer obscure words to manage if you so choose.” Why It Matters By blending convenience with security, MetaMask aims to make crypto more accessible to everyday users—especially those hesitant about managing seed phrases. Source: https://coinpaper.com/10740/no-more-seed-phrases-meta-mask-s-new-social-login-feature-explained

Author: BitcoinEthereumNews
JPMorgan’s $500M investment in Numerai sends NMR price up 140%

JPMorgan’s $500M investment in Numerai sends NMR price up 140%

JPMorgan commits $500M to AI-driven hedge fund Numerai. Numeraire (NMR) price surges from $8.11 to $19.55 with heavy trading. Numerai’s AUM is set to nearly double to about $950 million. The price of Numeraire (NMR) shot to a high of $19.55 within hours of Numerai securing a $500 million commitment from JPMorgan. The cryptocurrency rose […] The post JPMorgan’s $500M investment in Numerai sends NMR price up 140% appeared first on CoinJournal.

Author: Coin Journal
JPMorgan Commits $500 Million to AI Hedge Fund Numerai as Crypto Token Surges

JPMorgan Commits $500 Million to AI Hedge Fund Numerai as Crypto Token Surges

TLDR JPMorgan Asset Management committed up to $500 million to AI hedge fund Numerai, potentially doubling its assets under management Numerai grew from $60 million to $450 million in assets over three years and delivered 25% net returns in 2024 The fund’s native cryptocurrency Numeraire (NMR) surged 38% following the JPMorgan announcement Numerai operates using [...] The post JPMorgan Commits $500 Million to AI Hedge Fund Numerai as Crypto Token Surges appeared first on CoinCentral.

Author: Coincentral
A complete analysis of my stablecoin income strategy with a monthly income of $500,000 and an average annualized return of 78%.

A complete analysis of my stablecoin income strategy with a monthly income of $500,000 and an average annualized return of 78%.

Author: Octoshi.eth Compiled by Tim, PANews By participating in points events and investing in real income agreements, I was making about $500,000 a month, which sounds crazy. The following article will explain the sources of income. This is my current allocation, and my average annualized rate of return is 78%. While my estimate is conservative, a large portion of it is based on activity points, which makes it highly predictive. The first source of income was participating in Plasma. I deposited $2.3 million and bought $125,000 worth of XPL tokens at $500 million FDV. Taking into account a 90-day investment cycle and the current $5.7 billion valuation on Hyperliquid, my annualized return is 217%. XLP is aiming for $10 billion! The second source of income is a passive position that provides immediate liquidity so that I can jump in at any time when I find new income opportunities or interesting trades. The operation is simple: I just need to deposit money into the Morpho fund, which currently earns an annualized rate of return of 10%. The next source of revenue is Euler Finance’s Spark mining activity on Unichain, from which OP token incentives can be obtained. Under the current circumstances, the annualized rate of return is 27% (Euler does not display OP rewards), which is actually quite high considering the relatively low risk. The next one is Theo Network, a new player that just went online not long ago. They've introduced a points system, which I'm very optimistic about. There are no private PY transactions, so everyone can participate with peace of mind and will not feel cheated. Pray that the annualized rate of return can reach 30% Next up is Neutrl. This project hasn’t officially launched yet, but it offers a private transaction with different options. I chose to lock my funds for 12 months to get a fixed annualized rate of return of 30%. Maybe it will be online soon? The next source of income is MorphoLabs' RLP arbitrage, which currently has an actual annualized yield of 33% (with high volatility), and has not yet included Resolv point rewards, which are expected to add an additional 10% annualized yield. The last one is Open Eden. Although I am optimistic about this project, I have to reduce my holdings due to the decline in profitability of the revolving lending strategy due to rising interest rates (but I will increase my holdings again soon). With an FDV of $300 million, I estimate an annualized return of approximately 50%. $500,000 per month and an average annualized return of 78%—both of which are speculative and heavily influenced by Plasma—proved to be a very wise investment.

Author: PANews
Trump Family Doubles Down on Crypto With Massive Polymarket Investment

Trump Family Doubles Down on Crypto With Massive Polymarket Investment

The move positions him at the center of a growing competition between rival firms seeking to make prediction markets a […] The post Trump Family Doubles Down on Crypto With Massive Polymarket Investment appeared first on Coindoo.

Author: Coindoo
What is AutoDraft AI and Why is it Revolutionizing Animation?

What is AutoDraft AI and Why is it Revolutionizing Animation?

BitcoinWorld What is AutoDraft AI and Why is it Revolutionizing Animation? AutoDraft AI is a leading generative AI platform that streamlines the entire process of creating animated content. It’s an all-in-one toolkit that allows users to produce professional-quality animations, comics, and visual narratives without needing traditional drawing skills or complex software. The platform is designed for a broad audience, including individual content creators, marketers, and animation studios, by automating labor-intensive tasks and enabling rapid content production.   Core Features of AutoDraft AI AutoDraft AI stands out for its comprehensive and integrated suite of tools, which cover every step of the animation workflow: AI Character & Background Generators: Create custom characters and detailed backdrops from simple text prompts or even rough sketches. The platform uses custom-trained models to ensure a consistent style and identity across all generated assets. Integrated Voiceovers and Music: Generate realistic AI voiceovers with automatic lip-syncing, and add royalty-free background music and sound effects, eliminating the need for external audio software. Advanced Animation Controls: Animate characters with over 1,000 preset actions and 100 facial expressions. The AI handles complex motions and transitions, freeing creators from the tedious work of manual rigging or keyframing. All-in-One Editing Suite: The platform features a built-in editor that allows users to easily arrange scenes, apply effects, and fine-tune animations on a timeline, all within a single application.   Why AutoDraft AI is Gaining Widespread Popularity AutoDraft AI has seen a rapid rise in adoption due to its ability to dramatically lower the barriers to entry for animated content creation. Unmatched Accessibility: The platform’s intuitive, user-friendly interface makes it easy for beginners with no prior experience to create polished animations. Users can turn ideas into videos in minutes, not weeks, which is a major draw. Exceptional Speed and Efficiency: By automating tasks that are traditionally done by hand, AutoDraft AI significantly accelerates the production pipeline. A project that might take a team of illustrators weeks to complete can be done in minutes, allowing creators to produce content more frequently and capitalize on trending topics. Cost-Effectiveness: The platform offers a highly affordable alternative to traditional animation methods, which require expensive software licenses or the hiring of professional artists. Its generous free plan and budget-friendly subscriptions enable independent creators and small businesses to produce high-quality videos on a minimal budget. Consistent and Customizable Results: AutoDraft AI solves the common problem of style and character inconsistency in AI-generated content. Its ability to maintain a uniform art style and character appearance across scenes is a key differentiator, making it ideal for creating cohesive series and brand-aligned content. Monetization Opportunities: For content creators on platforms like YouTube and TikTok, AutoDraft AI provides a direct path to monetization. The ability to quickly create a high volume of engaging, animated stories enables users to build an audience, earn ad revenue, and secure brand sponsorships. In conclusion, AutoDraft AI is democratizing animation by blending powerful AI automation with a user-friendly interface. Its focus on speed, efficiency, and consistent output has made it an indispensable tool for anyone looking to create professional-quality animated content, solidifying its place at the forefront of the creative AI revolution. This post What is AutoDraft AI and Why is it Revolutionizing Animation? first appeared on BitcoinWorld and is written by Keshav Aggarwal

Author: Coinstats
Alchemy Pay Unlocks Global Fiat-Crypto Access for SparkFi’s $SPK Token

Alchemy Pay Unlocks Global Fiat-Crypto Access for SparkFi’s $SPK Token

The integration of $SPK into Alchemy Pay’s network permits consumers to sell and buy the token via Mastercard, mobile wallets, Visa, and local ways of payment.

Author: Blockchainreporter
PBOC sets USD/CNY reference rate at 7.1108 vs. 7.1161 previous

PBOC sets USD/CNY reference rate at 7.1108 vs. 7.1161 previous

The post PBOC sets USD/CNY reference rate at 7.1108 vs. 7.1161 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1108 as compared to the previous day’s fix of 7.1188 and 7.1559 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71108-vs-71161-previous-202508270132

Author: BitcoinEthereumNews
USDT Faucets: Claiming Stablecoins for Free

USDT Faucets: Claiming Stablecoins for Free

Faucets offer a safe and simple starting point for newcomers curious about digital assets but hesitant to invest immediately. Instead of buying coins or navigating complex exchanges, users can claim small rewards, test wallets, and explore the crypto ecosystem for free. Unlike Bitcoin or other volatile cryptocurrencies, USDT keeps its value steady, making the learning [...]]]>

Author: Crypto News Flash