Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14121 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave Labs unveiles Horizon, a new institutional lending platform

Aave Labs unveiles Horizon, a new institutional lending platform

The post Aave Labs unveiles Horizon, a new institutional lending platform appeared on BitcoinEthereumNews.com. Aave Labs has unveiled Horizon, a new institutional lending platform that enables stablecoin borrowing against tokenized real-world assets (RWAs).  The platform has been touted as a milestone in the ongoing effort to connect decentralized finance (DeFi) with the infrastructure and rules of traditional markets, as it opens the door for institutional investors to easily access on-chain liquidity while still being compliant with regulatory standards. Horizon combines the compliance needs of regulated institutions with the open, composable infrastructure of Aave’s decentralized protocols. According to Aave Labs, institutions will be able to borrow stablecoins such as USDC, GHO, and Ripple Labs’ RLUSD against RWAs, including tokenized Treasuries, corporate bonds, and collateralized loan obligations. The platform operates on a permissioned instance of Aave V3, ensuring issuers comply with regulatory checks while preserving composability in stablecoin lending markets. Horizon combines compliance with composability Horizon balances two worlds that rarely meet. On one hand, collateral must come from issuers who clear regulatory checks, ensuring that the assets being posted are compliant. On the other hand, the borrowing side remains permissionless, so stablecoin markets like its stablecoin GHO, USDC, and Ripple Labs’ RLUSD can remain open and composable with the rest of DeFi. That hybrid structure is what Aave Labs believes will unlock institutional confidence. Horizon also integrates Chainlink’s SmartData infrastructure, such as the Onchain Net Asset Value (NAV) reporting and Proof of Reserves feeds, to continuously verify the value and collateralization of tokenized assets. Aave Labs has big-name partners lined up Aave didn’t launch Horizon in isolation. It arrives with a roster of well-known financial institutions and tokenization players already signed on. Partners include Circle, VanEck, Securitize, Superstate, Centrifuge, WisdomTree, and Hamilton Lane, among others. On day one, Horizon will support tokenized assets like Superstate’s USTB and USCC Treasury funds, Circle’s USYC short-duration yield fund,…

Author: BitcoinEthereumNews
Cardano’s (ADA) $1.50 Breakout Approaching Faster Than Expected, But Mutuum Finance’s (MUTM) 30x Rally Will Steal the Show

Cardano’s (ADA) $1.50 Breakout Approaching Faster Than Expected, But Mutuum Finance’s (MUTM) 30x Rally Will Steal the Show

The post Cardano’s (ADA) $1.50 Breakout Approaching Faster Than Expected, But Mutuum Finance’s (MUTM) 30x Rally Will Steal the Show appeared on BitcoinEthereumNews.com. While the crypto community is waiting for Cardano’s (ADA) $1.50 breakout, a brewing storm in another corner may overshadow even ADA’s steady uptrend. Mutuum Finance (MUTM), the fresh decentralized finance (DeFi) entrant, is creating ripples with an astonishing 30x rally forecast. Mutuum Finance (MUTM) is a new DeFi protocol, which is available now in presale for just $0.035 and gaining traction very rapidly. Existing investors will get an ROI of a minimum of 300% post-listing. Mutuum Finance (MUTM) has already reached over $15 million and has achieved 15700+ investors so far. While ADA’s trend is indicative of overall market sentiment, MUTM’s explosive growth is grabbing headlines, representing investor appetite for high-growth DeFi initiatives and setting the stage for possible portfolio rebalancing.  Cardano (ADA) Price Update: $0.91 Amid Market Turbulence Cardano (ADA) is currently trading at approximately $0.91, falling by a slim 0.73% over the past 24 hours. The coin has ranged, selling as high as $0.96 in a day and $0.89. Despite recent volatility, ADA has shown strength, bouncing back from important levels of support and marking a market capitalization of around $32.35 billion. Experts are watching ADA closely, weighing in that while it is having issues, it is still a giant player in the blockchain space. In the broader market, newcomers like Mutuum Finance (MUTM) are gathering more attention, which can affect investor sentiment and market dynamics.  Mutuum Finance Stage 6 Presale Mutuum Finance (MUTM) is still in presale round six and is priced at $0.035 per token. Once the round is complete, the price rises 14.29% to $0.04 as demand surges and early adopters show faith in the project. The presale has gathered over 15,700 investors and over $15 million in capital, with signals of early traction and investor interest. A USD-Pegged Stablecoin on Ethereum Mutuum Finance will…

Author: BitcoinEthereumNews
Ripple’s RLUSD Launches on Aave’s Horizon RWA Market as Adoption Expands

Ripple’s RLUSD Launches on Aave’s Horizon RWA Market as Adoption Expands

                         Read the full article at                             coingape.com.                         

Author: CoinGape
Hedera Hashgraph and the Future of Tokenized Assets: Leemon Baird’s Bold Prediction

Hedera Hashgraph and the Future of Tokenized Assets: Leemon Baird’s Bold Prediction

Leemon Baird, the co-founder of Hedera Hashgraph, is voicing a strong vision for the future of digital assets. He argues that the maturing crypto sector will transform the way people interact with value. According to him, tokenization will not stay limited to cryptocurrencies. Instead, it will extend into nearly every area of society, from finance […]

Author: Tronweekly
Stability World AI Adds Games to Transform the Future of Web3 Gaming

Stability World AI Adds Games to Transform the Future of Web3 Gaming

Stability World AI and Salvo Games to merge generative AI, Web3, and immersive gaming to redefine creativity, ownership, and intelligent gameplay innovation.

Author: Blockchainreporter
Solana (SOL) Pushes Toward $300, While Mutuum Finance (MUTM) Could Outshine With Explosive Returns

Solana (SOL) Pushes Toward $300, While Mutuum Finance (MUTM) Could Outshine With Explosive Returns

The post Solana (SOL) Pushes Toward $300, While Mutuum Finance (MUTM) Could Outshine With Explosive Returns appeared on BitcoinEthereumNews.com. As Solana makes its steady gains within the wider cryptocurrency market, investors are increasingly shifting their focus towards Mutuum Finance (MUTM). Early investors in the project are set for at least a return of 300% at listing. Mutuum Finance (MUTM) has surpassed $15 million and has over 15700 investors presently. Market analysts are stating that Mutuum Finance’s different approach towards decentralized finance can position it to be a breakout performer and therefore a token to consider during the current bull run.  Solana (SOL) Remains Steady Around $205 Amidst Market Fluctuations Solana (SOL) is about $205.84. The coin has experienced a recent drop of approximately 0.92% over the past 24 hours, with a trading volume of over $11.8 billion. This movement is reflective of a larger trend within the marketplace, with SOL fluctuating between $201 and $213 over the past few days. Despite these variations, Solana remains one of the best blockchain platforms with high volume and low fee. Mutuum Finance (MUTM) continues to attract attention for being revolutionary in the decentralized finance market. Mutuum Finance Stage 6 Presale Mutuum Finance is at stage 6 of presale, and the token is now priced at $0.035. The next stage will see the price of the token increase by 14.29% to $0.04. Over 15,700 investors have registered for the presale, and the project has so far raised over $15 million. Such traction is a reflection of enhanced trust in the project and value proposition within the decentralized finance industry. Developing a Stable and Secure DeFi Platform Mutuum Finance is developing a stablecoin to be pegged on the Ethereum blockchain to the US dollar. The stablecoin is an unfalsifiable, non-algorithmic investment token that avoids volatility tied to algorithmic stablecoins that balloon and de-peg in market hysteria. Rock-solid, Mutuum Finance is trying to provide users…

Author: BitcoinEthereumNews
Best Online Poker Tournaments In September: CoinPoker Hosts CSOP Fall 7th

Best Online Poker Tournaments In September: CoinPoker Hosts CSOP Fall 7th

The post Best Online Poker Tournaments In September: CoinPoker Hosts CSOP Fall 7th appeared on BitcoinEthereumNews.com. One of the best online poker tournaments in history, Coin Series of Online Poker (CSOP) is here again, but this time with the biggest prize pool ever.  Dubbed the “CSOP Fall 2025,” this mind-boggling event series is being launched by none other than CoinPoker, a world’s leading crypto poker site that has built a longstanding reputation for delivering a seamless blend of fair gameplay, generous welcome bonuses, and lucrative tournaments, all while maintaining complete player anonymity. Back in May, the poker room made multiple headlines with the spring edition of the CSOP series, where participants battled for a staggering $2,500,000 prize pool, plus $25,000 in added value. Now, the coveted festival is back, with an even bigger edition and the largest prize pool in its history. Scheduled to run for a period of twenty three days non-stop, from September 7 to September 29, 2025, the newly launched CSOP Fall series brings an unprecedented $6,000,000 guaranteed prize pool to the table, easily making it one of the best online poker tournaments of the year.  A key highlight of the tournament series is its 125 flagship events and 42 side events, spread across different poker formats, opening up the opportunity for all players to compete on a global stage and chase down mega prizes, regardless of their bankroll and skill levels. And as the commencement day draws closer, anticipation is building, especially among those viewing it as a one-of-a-kind opportunity to take their poker career to the next level.  The Countdown to the Largest Online Poker Tournament “CSOP Fall” Officially Begins  The stage is getting set for one of the best online poker tournaments to go live on CoinPoker.  Already dubbed by many as the largest CSOP ever, this series builds on the success of the previous edition with a headline-grabbing $6…

Author: BitcoinEthereumNews
Ex-PBOC Chief Warns of Stablecoin Crisis – Run Risk Echoes TerraUSD’s 2022 Meltdown

Ex-PBOC Chief Warns of Stablecoin Crisis – Run Risk Echoes TerraUSD’s 2022 Meltdown

Key Takeaways: Zhou Xiaochuan warns that full-reserve stablecoins can still amplify systemic risk through leverage and trading channels. The Hong Kong and U.S. frameworks have begun addressing custody and issuance, but Zhou calls the current oversight insufficient. A new study suggests stablecoins face a one-in-three chance of collapse over the next decade due to crisis-induced arbitrage failures. Former People’s Bank of China Governor Zhou Xiaochuan warned that stablecoin issuers may pursue aggressive expansion without understanding the systemic risks involved, including amplification effects that go beyond stated reserves. In a speech delivered at the International Capital Market Association (ICMA) Annual Conference in Frankfurt and later compiled by the China Finance 40 Forum (CF40), Zhou said issuers often “lack sufficient self-discipline,” adding that stablecoins “generate a money-multiplier effect through their operation.” Over-Issuance and High Leverage He cautioned that even with full reserve backing, stablecoins can amplify risk through deposit-lending, collateralized financing, and asset trading. “The potential redemption pressure may be multiples of the initial reserves,” he said. Zhou also criticized inadequate reserve custody standards, citing Facebook’s early plans to self-custody Libra assets as an example of flawed design. He argued that reserves should be held by a central bank or a recognized custodian under central bank supervision. The Hong Kong Stablecoin Ordinance and the U.S. GENIUS Act address some of these concerns, but Zhou said regulatory gaps persist. He recommended compiling actual circulation data to estimate redemption risks, calling current oversight frameworks “far from sufficient.” He referenced Hong Kong’s note-issuing model, where banks post U.S. dollars with the Monetary Authority to issue local currency, noting that “M0 reserves alone cannot maintain stability under redemption pressure from M1 and M2.” Zhou urged regulators to develop more robust tools to track amplification channels and prevent misuse of stablecoins in leveraged or speculative activity. Run Risk Paradox of Stablecoin TerraUSD’s May 2022 collapse illustrates the mechanism Zhou flags: once the peg slipped, the mint–burn arbitrage with LUNA accelerated supply inflation and drained market liquidity, catalyzing a run. New York Fed researchers note that between May 1 and May 16, 2022, stablecoins’ market capitalization fell by $25.63 billion—evidence of amplification channels overwhelming reserves during stress. Recent analysis published by Investopedia paints a different picture, shifting attention from issuance mechanics to crisis-driven vulnerabilities in stablecoin design. Researchers identified a “run risk paradox,” where arbitrage mechanisms that support stablecoin pegs under normal conditions can accelerate collapse during market stress. They found that even with decentralized arbitrage, systemic fragility remains elevated—annualized risk estimates for stablecoins range from 3.3% to 3.9%, higher than FDIC-insured deposits. Over a decade, the study suggests there is roughly a one-in-three chance of a major stablecoin crisis. This perspective argues that stability tools like market arbitrage may themselves become sources of systemic strain, spotlighting potential design flaws in how stablecoin models handle extreme events, rather than just issuance controls or reserve policies. Frequently Asked Questions (FAQs) How can amplification risks affect non-issuers in the crypto ecosystem? Leverage and multiplier effects can extend beyond issuers to exchanges, traders, and DeFi platforms, potentially triggering broader liquidity disruptions if redemptions spike. Why is arbitrage seen as both a stabilizer and a risk factor? Under normal conditions, arbitrage helps maintain price pegs. In volatile markets, it can accelerate instability by enabling fast, large-volume exits that drain liquidity. Are regulators focusing too narrowly on issuance volume? Some researchers suggest that more attention should go to market design, redemption incentives, and arbitrage feedback loops, especially during volatility or cross-platform liquidity shifts.

Author: CryptoNews
MetaMask Introduces Social Login for Wallet Creation with Google and Apple

MetaMask Introduces Social Login for Wallet Creation with Google and Apple

MetaMask, the widely used self-custodial crypto wallet developed by Consensys, has introduced a new feature allowing users to create and manage wallets using their Google or Apple accounts. The announcement, made in a company blog post this week, marks a notable step in blending Web2 accessibility with Web3 infrastructure. Related Reading: Bitcoin Long-Term Holders’ Realized […]

Author: Bitcoinist
Aave’s new Horizon allows institutions to borrow stablecoins using real-world assets

Aave’s new Horizon allows institutions to borrow stablecoins using real-world assets

The platform facilitates stablecoin loans backed by institutional funds and tokenized Treasurys. Horizon bridges TradFi and DeFi with 24/7 institutional-level borrowing. AAVE gained 12% the previous week. Aave Labs has launched an advanced platform that enables institutions to borrow stablecoins using real-world assets (RWAs) like collateralized loan debts and US Treasury. The Horizon borrowing tool […] The post Aave’s new Horizon allows institutions to borrow stablecoins using real-world assets appeared first on CoinJournal.

Author: Coin Journal