Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14300 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
DOJ Opens Mortgage Fraud Probe Into Fed’s Lisa Cook

DOJ Opens Mortgage Fraud Probe Into Fed’s Lisa Cook

The post DOJ Opens Mortgage Fraud Probe Into Fed’s Lisa Cook appeared on BitcoinEthereumNews.com. Topline A criminal investigation was launched by the Justice Department into allegations of mortgage fraud surrounding Federal Reserve Governor Lisa Cook, who has denied the claims and disputed President Donald Trump’s authority to oust her. Cook has disputed the allegations, arguing President Donald Trump lacks authority to fire her. Getty Images Key Facts The Justice Department has issued grand jury subpoenas in Georgia and Michigan as part of a probe into whether Cook submitted fraudulent information on mortgage applications for properties in both states, Reuters and the Wall Street Journal reported, citing unnamed sources and U.S. officials familiar with the matter. The allegations stem from a criminal referral issued by Federal Housing Finance Agency Director Bill Pulte last month, after Pulte claimed Cook falsified her resident status by listing two properties in Ann Arbor, Michigan, and Atlanta as her primary residence after taking mortgages in both properties. Pulte also alleged Cook falsified bank documents and property records to acquire more favorable loan terms, and obtained mortgages that “do not meet certain lending requirements.” Trump said he would fire Cook, whose term expires in 2038, over the claims, though Cook has challenged the move in court and accused Trump of an “unprecedented and illegal attempt” to remove her from the Fed. Neither the Justice Department nor Abbe Lowell, Cook’s attorney, immediately responded to requests for comment. Can Trump Fire Lisa Cook? The Federal Reserve Act permits Trump to fire Fed officials “for cause,” though Cook claims she is shielded by Humphrey’s Executor v. United States, a 1935 ruling by the Supreme Court protecting members of independent boards from political interference. Trump has challenged the court precedent multiple times this year, after ousting board members at the National Labor Relations Board, Consumer Product Safety Commission and Merit Systems Protection Board. The Supreme…

Author: BitcoinEthereumNews
Foreign Stablecoin Issuers Must Meet EU Standards

Foreign Stablecoin Issuers Must Meet EU Standards

The post Foreign Stablecoin Issuers Must Meet EU Standards appeared on BitcoinEthereumNews.com. Christine Lagarde has advocated for stricter rules on non-EU stablecoin issuers. Lagarde asked policymakers to compel foreign stablecoin issuers to meet EU standards. The ECB president cited vulnerabilities in the current ‘irregular’ system. European Central Bank (ECB) President Christine Lagarde is making a major push to establish the EU’s MiCA framework as the global standard for stablecoins, calling for stricter oversight of all non-EU issuers.  Her argument is that without a level playing field, the current system is vulnerable to “regulatory arbitrage” and creates systemic risk for the European financial system. A “Vulnerable” System and a Major Loophole Speaking at the annual conference of the European Systemic Risk Board, Lagarde laid out the key vulnerabilities in the current global stablecoin market, suggesting both the EU and non-EU issuers face the same regulatory requirements. Lagarde’s main concern is “multi-issuance schemes,” where a fungible stablecoin is jointly issued by both an EU entity (which must follow the strict MiCA rules) and a non-EU entity (which may face little to no regulation). Related: Stablecoin Regulation Heats Up: Lawmakers Push for Guardrails Why does this create risk for the EU? Lagarde highlighted the disparity between MiCAR’s stringent requirements, which apply to only She pointed out that in the event of a market panic or a “run” on the stablecoin, investors would naturally rush to redeem their tokens in the jurisdiction with the strongest safeguards; the EU. This could put disproportionate pressure on the EU-based entity, creating a major financial stability risk.  The existing protocol needs to be modified In the meantime, the ECB president proposed a modification to the existing protocol, requesting that lawmakers compel foreign entities to meet the same requirements for EU firms before they can operate such schemes. Lagarde also suggested implementing proper safeguards governing asset transfers between EU and non-EU…

Author: BitcoinEthereumNews
Strategy’s Cycle Peak Aligned with IBIT Options Debut Last November

Strategy’s Cycle Peak Aligned with IBIT Options Debut Last November

The post Strategy’s Cycle Peak Aligned with IBIT Options Debut Last November appeared on BitcoinEthereumNews.com. When BlackRock’s iShares Bitcoin Trust (IBIT) options went live on Nov. 19, trading activity exploded, reaching over $2 billion in volume on day one. Around the same time, Strategy’s (MSTR) multiple to net asset value (mNAV), calculated by dividing its enterprise value by its bitcoin BTC$110,097.45 NAV, hit a cycle peak of 3.141 on Nov 20. This peak aligned with bitcoin’s price nearing $100,000 and MSTR’s stock reaching an all-time high of $540. Since then, MSTR has fallen 40%, and its mNAV has compressed to 1.55. At the peak, Strategy held 331,200 BTC, which now represents an increase of roughly 305,000 BTC compared to earlier holdings. MSTR has long offered investors a unique trading vehicle, blending equity exposure with bitcoin’s volatility. Traders could use it both as a leveraged play on bitcoin and as an instrument for options strategies. This differentiated it from IBIT, which only provided direct exposure to spot bitcoin, but now investors have the choice of both. Despite IBIT’s strong debut and steady growth, MSTR has massively outperformed since the launch of spot bitcoin ETFs in January 2024. MSTR is up more than 515%, compared to IBIT’s 128% gain. On metrics like historical trading volume and volatility, MSTR continues to outpace IBIT. Currently, bitcoin implied volatility sits below 40, a relatively subdued level. Implied volatility reflects the market’s expectations of future price swings, and when it is low, traders are less inclined to pursue leveraged or option-based strategies. For leverage products like MSTR to regain momentum, bitcoin volatility will likely need to climb higher. Source: https://www.coindesk.com/markets/2025/09/04/strategy-s-cycle-peak-aligned-with-ibit-options-debut-last-november

Author: BitcoinEthereumNews
Folks Finance Integrates Shiba Inu Through Chainlink Cross-Chain Protocol

Folks Finance Integrates Shiba Inu Through Chainlink Cross-Chain Protocol

The post Folks Finance Integrates Shiba Inu Through Chainlink Cross-Chain Protocol appeared on BitcoinEthereumNews.com. DeFi platform adds Shiba Inu support following Chainlink CCIP integration completion Users can deposit SHIB for yields or utilize token as collateral for borrowing Platform offers 10.93% APY with $25,000 in current SHIB liquidity supplied DeFi lending protocols Folks Finance has added Shiba Inu to its lending markets, after SHIB’s recent incorporation with Chainlink’s Cross-Chain Interoperability Protocol. The development allows users to access SHIB lending and borrowing services across multiple blockchain networks through a unified platform interface. The integration enables users to deposit SHIB tokens to generate yields or pledge the asset as collateral when borrowing other digital currencies from the platform’s lending pools. Cross-Chain Lending Features The Chainlink CCIP integration addresses liquidity fragmentation issues that typically affect multi-chain token deployments. Instead of maintaining separate SHIB liquidity pools on individual networks, Folks Finance can create one consolidated pool accessible across all supported blockchains through the cross-chain protocol. This unified approach allows users to interact with SHIB lending markets regardless of their preferred blockchain network. The cross-chain functionality eliminates the need for users to bridge tokens manually between different networks when accessing lending services. Folks Finance has introduced incentive programs for SHIB depositors to encourage platform adoption and increase available liquidity. Current depositors can earn an annual percentage yield of 10.93% on their SHIB holdings through the lending protocol. Platform statistics show approximately $25,000 worth of SHIB has been supplied as liquidity since the integration launch. The early acceptance of the new lending possibilities is demonstrated by the approximately $2,000 worth of SHIB that users have posted as collateral for other asset loans. The Shiba Inu ecosystem team expressed enthusiasm about the Folks Finance integration, with marketing lead Lucie highlighting growing adoption trends for the meme token. The integration occurs during a period of price volatility for SHIB, as the token…

Author: BitcoinEthereumNews
Gamdom Bets On Esports, Stake.com Marks 8 Years, & Spartans Goes All In With A 300% Bonus & Lamborghini In The Pot

Gamdom Bets On Esports, Stake.com Marks 8 Years, & Spartans Goes All In With A 300% Bonus & Lamborghini In The Pot

The post Gamdom Bets On Esports, Stake.com Marks 8 Years, & Spartans Goes All In With A 300% Bonus & Lamborghini In The Pot appeared on BitcoinEthereumNews.com. Online sports betting is more competitive than ever, with platforms racing to capture attention through new features and bold campaigns.  Gamdom has rolled out a mobile-first esports sportsbook designed for digital-native bettors, while Stake.com has just celebrated its 8th anniversary, underscoring its rise from startup to global crypto gambling powerhouse.  These updates prove how quickly the industry is shifting, but they also highlight a gap that most platforms are either doubling down on one niche or resting on past success.  That’s where Spartans enters the field. More than a sportsbook or casino, Spartans is a crypto-first betting hub combining real-time crypto transactions, wide-ranging markets, and headline-grabbing rewards. From unmatched bonuses to its Lamborghini giveaway, Spartans is proving to be the more lucrative opportunity. Gamdom Bets Big on Mobile-First Esports Markets Gamdom is raising the stakes by pushing into the esports betting market with a clear mobile-first strategy. Its new sportsbook has been built with smartphones in mind, creating a streamlined experience for esports fans who prefer to wager on the go. The platform’s focus is on convenience, speed, and variety, offering markets across top competitive games while maintaining simple navigation. This move has been highlighted in recent coverage as a decisive play to capture the next generation of bettors, many of whom are mobile-native and heavily invested in esports culture. Gamdom also mixes in cashback rewards and loyalty perks, which have kept its user base engaged. Still, its expansion feels tightly bound to esports and mobile betting. While effective for that audience, it leaves room for competitors with broader offerings to win over bettors seeking more than niche markets. This is where Spartans’ wider scope of online sports betting truly sets it apart. Stake.com recently marked its 8th anniversary, a milestone underscoring its growth from a crypto startup into one…

Author: BitcoinEthereumNews
Arbitrum Unveils $40M DeFi Incentive to Dominate L2 Ecosystem

Arbitrum Unveils $40M DeFi Incentive to Dominate L2 Ecosystem

TLDR Arbitrum has launched a forty million dollar DeFi incentive program called DRIP to strengthen its position in Ethereum scaling. The program will distribute up to eighty million ARB tokens across four seasons focusing on different DeFi sectors. The first season will run from September 3, 2025 to January 20, 2026 and will prioritize lending [...] The post Arbitrum Unveils $40M DeFi Incentive to Dominate L2 Ecosystem appeared first on CoinCentral.

Author: Coincentral
Upping the Stakes: Gamdom Bets on Esports, Stake.com Marks 8 Years, & Spartans Goes All In With a 300% Bonus & Lamborghini in the Pot

Upping the Stakes: Gamdom Bets on Esports, Stake.com Marks 8 Years, & Spartans Goes All In With a 300% Bonus & Lamborghini in the Pot

Compare Gamdom’s esports sportsbook & Stake.com’s growth with Spartans, the crypto-first platform raising online sports betting standards with huge bonuses & a Lamborghini giveaway.

Author: Blockchainreporter
Invest in Tokenized Stocks 24/7 with Ondo Global Markets

Invest in Tokenized Stocks 24/7 with Ondo Global Markets

The post Invest in Tokenized Stocks 24/7 with Ondo Global Markets appeared on BitcoinEthereumNews.com. Key Highlights Over 100 tokenized stocks and ETFs available, expanding to 1,000 by year-end. Tokens fully backed by U.S. securities with instant transfers and liquidity. DeFi integration allows staking, loans, and collateral use for tokenized shares. Ondo Finance Launches Global Tokenized Market Ondo Finance announced the launch of Ondo Global Markets, a platform providing investors outside the U.S. with 24/7 access to tokenized stocks and exchange-traded funds (ETFs) on the Ethereum blockchain. This is the largest tokenized securities launch in history, offering over 100 stocks and ETFs, with plans to expand to more than 1,000 by the end of the year, subject to jurisdictional restrictions. Additionally, tokenized Ondo Finance shares will soon be available on BNB Chain, Solana, Ondo Chain, and other platforms, according to the company. “What stablecoins did for the dollar, Ondo is doing for securities,” the company said. Ondo Finance tokenized shares are fully backed by the underlying assets — U.S. securities held with registered broker-dealers. Tokens can be issued, redeemed, and transferred 24/7, while redemptions and minting occur during market hours to maintain liquidity. Key Features of Ondo Tokenized Shares The company highlighted four key features of its model: Wide range of assets – from Apple and Tesla stocks to bond ETFs Liquidity matching – token prices reflect underlying asset values without significant slippage Institutional protection – daily reserve verification by an independent agent with legally formalized rights for token owners DeFi integration – tokenized shares can be used as collateral, in loans, or other protocols For example, by buying a tokenized Apple share (AAPLon), investors effectively receive the equivalent of a real share held by a regulated custodian. Dividends are reinvested in additional shares after applicable taxes are withheld. “We believe that tokenization only makes sense when it makes assets usable in DeFi while maintaining…

Author: BitcoinEthereumNews
Chainlink Marks 8 Years, Plans to Bring the World Onchain

Chainlink Marks 8 Years, Plans to Bring the World Onchain

The post Chainlink Marks 8 Years, Plans to Bring the World Onchain appeared on BitcoinEthereumNews.com. Key Notes Chainlink took to X to acknowledge the eighth anniversary of its whitepaper release. It noted that its next big project is “bringing the whole world onchain”. Chainlink already has a partnership with Mastercard that pushes this narrative. September 4, 2025, marks eight years since the Chainlink LINK $22.65 24h volatility: 4.4% Market cap: $15.38 B Vol. 24h: $758.17 M Whitepaper was first released to the public, laying the foundation for the protocol that would become the industry-standard oracle platform. Looking ahead, the protocol is aiming even higher, unveiling plans to “bring the whole world onchain” and expand its role in bridging traditional finance and decentralized ecosystems. The Chainlink Journey in 8 Years Over the past eight years, Chainlink has grown from a simple concept into the leading oracle platform in the crypto space. It now supports tens of trillions in transaction value and has secured nearly $100 billion for most DeFi markets. Chainlink’s next big goal is to bring the whole world onchain. Over the past months, the protocol has been taking strategic steps toward this vision. In June, it partnered with Mastercard to improve onchain crypto trading, allowing Mastercard’s 3 billion cardholders to buy cryptocurrencies directly on-chain. On this date 8 years ago, the Chainlink whitepaper was released to the world. Since 2017, Chainlink has evolved from just an idea to becoming the industry-standard oracle platform enabling tens of trillions in transaction value and securing nearly $100B for the vast majority of… pic.twitter.com/PIEZ7gpnqF — Chainlink (@chainlink) September 4, 2025 It uses Mastercard’s global payments network with blockchain infrastructure and Chainlink’s interoperability protocol to achieve the goal. Chainlink co-founder Sergey Nazarov broke the silence on the partnership, hinting that it “is the type of traditional finance and decentralized finance convergence that Chainlink was built to make possible.” With the…

Author: BitcoinEthereumNews
Virtual Mining Meme Coin Tipped for 10–100x Growth – Best Crypto To Buy Now

Virtual Mining Meme Coin Tipped for 10–100x Growth – Best Crypto To Buy Now

The meme coin sector has long been a fascinating corner of the crypto world, blending chaos, culture, and community. Dogecoin evolved from a joke into a multi-billion-dollar asset, Shiba Inu inspired countless imitators, and PEPE made headlines in 2023 as the “frog that took over the internet.” Yet, with each hype cycle, a recurring pattern […]

Author: The Cryptonomist