Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14503 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave gears up for Aave V4 launch, bringing unified cross-chain liquidity to DeFi

Aave gears up for Aave V4 launch, bringing unified cross-chain liquidity to DeFi

Aave V4 is set to launch in Q4 with unified cross-chain liquidity, as Aave cements its position as the market leader in DeFi lending with record-high $41.7 billion TVL. Aave Labs (AAVE) has published the official launch roadmap for Aave…

Author: Crypto.news
4 Most Popular Crypto Picks of 2025: BlockDAG Ahead of Chainlink, AAVE, Arbitrum

4 Most Popular Crypto Picks of 2025: BlockDAG Ahead of Chainlink, AAVE, Arbitrum

Which crypto coins are proving their worth in 2025? With so many coins on the market, only a few show strong growth, adoption, and staying power. Right now, four names are creating the most discussion: BlockDAG, Chainlink, AAVE, and Arbitrum. Each one has its own reasons for being in the spotlight.. Some have years of […]

Author: Tronweekly
Pantera Capital CEO – At $1.1B, ‘Our Biggest Position Is Solana’

Pantera Capital CEO – At $1.1B, ‘Our Biggest Position Is Solana’

The post Pantera Capital CEO – At $1.1B, ‘Our Biggest Position Is Solana’ appeared on BitcoinEthereumNews.com. Key Takeaways Pantera Capital CEO Dan Morehead says Solana is the firm’s largest position, with $1.1 billion on its books He points to Solana’s performance over the last four years, which has been better than Bitcoin’s It’s not a winner-take-all, however; there will be several important blockchains, just like there are internet companies, but for now, Solana is in the lead Pantera Capital CEO Dan Morehead just made waves in the crypto world. As the first US institutional asset manager focused exclusively on blockchain technology, Pantera has been investing in digital assets since 2013. Where Pantera leads, others follow, and right now, the firm is placing all its bets on Solana. Morehead told CNBC yesterday that Solana is the firm’s biggest position, with $1.1 billion in SOL on its books. That’s not chump change. It’s more than what Pantera Capital holds in Bitcoin or Ethereum right now. Solana Flips The Script for Pantera Capital Why Solana? Morehead is clear. Solana has outperformed Bitcoin in the last four years, he says. He told CNBC that Pantera was “100% Bitcoin” before. But now, the firm has pivoted since Solana has outpaced both Ethereum and Bitcoin, and is growing fast. Indeed, the SOL price has jumped from $0.61 in 2020 to well beyond $200 per coin at its highest. Over 28,000% return. Those numbers just don’t lie. Solana Price Chart | Source: TradingView The Pantera Capital CEO also points to transaction speed. Solana handles “9 billion transactions a day, which is more than all capital markets combined.” Its network works, not just for traders but for real-world finance as well. That’s a major achievement for crypto. Pantera Capital CEO Says No Winner Takes All Morehead isn’t tribal. He doesn’t believe in one chain ruling them all. Just as the internet has many successful…

Author: BitcoinEthereumNews
Coinbase Policy Chief Pushes Back on Bank Warnings That Stablecoins Threaten Deposits

Coinbase Policy Chief Pushes Back on Bank Warnings That Stablecoins Threaten Deposits

Contrary to claims from the U.S. banking industry, stablecoins do not pose a risk to the financial system, according to the chief policy officer at crypto exchange Coinbase (COIN), Faryar Shirzad. Banks' claims that they do are are myths crafted to defend their revenues, he wrote in a Tueday blog post."The central claim — that stablecoins will cause a mass outflow of bank deposits — simply doesn’t hold up," Shirzad wrote. "Recent analysis shows no meaningful link between stablecoin adoption and deposit flight for community banks and there’s no reason to believe big banks would fare any worse."Larger lenders still hold trillions of dollars at the Federal Reserve and if deposits were really at risk, he argued, they would be competing harder for customer funds by offering higher interest rates rather than parking cash at the central bankAccording to Shirzad, the real reason for banks' opposition is the payments business. Stablecoins, digital tokens whose value is pegged to a real-life asset such as the dollar, offer faster and cheaper ways to move money, threatening an estimated $187 billion in annual swipe-fee revenue for traditional card networks and banks. He compared the current pushback to earlier battles against ATMs and online banking, when incumbents warned of systemic dangers but, he said, were ultimately trying to protect entrenched profits.Shirzad also dismissed reports predicting trillions in potential outflows from deposits into stablecoins, whose total market cap is around $290 billion, according to data from CoinGecko. He stressed that stablecoins are primarily used as payment tools — for trading digital assets or sending funds abroad — not as long-term savings products. Someone purchasing stablecoins to settle with an overseas supplier, he argued, is opting for a more efficient transaction method the going through their bank, not pulling money from a savings account.He urged banks to embrace the technology instead of resisting it, saying stablecoin rails could cut settlement times, lower correspondent banking costs and provide round-the-clock payments. Those institutions willing to adapt, he wrote, stand to benefit from the shift.The U.K., too, faces concerns about the effect of stablecoins on the financial industry.The Financial Times reported Monday that the Bank of England is considering setting limits on how many "systemic" stablecoins people and companies can hold — setting thresholds as low as 10,000 pounds ($13,600) for individuals and about 10 million pounds for businesses.Officials define systemic stablecoins as those already widely used for U.K. payments or expected to become so, and say the caps are needed to prevent sudden deposit outflows that could weaken lending and financial stability.

Author: Coinstats
Best Crypto to Buy This Week: High Growth Altcoins That Could 50x in the next Bull Run

Best Crypto to Buy This Week: High Growth Altcoins That Could 50x in the next Bull Run

With the crypto market gearing up for its next bull run, investors are again looking to the altcoin market for tokens with the potential to explode. While Cardano (ADA) may still deliver good returns, potentially in the 5–10x range, the real star of the cycle is Mutuum Finance (MUTM). Mutuum Finance is building actual value […]

Author: Cryptopolitan
China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing

China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing

China’s largest Bitcoin treasury company, Next Technology Holdings, has filed to sell up to $500 million of its common stock to add more BTC to its coffers.In a filing with the US Securities and Exchange Commission dated September 15, the company said it wants to use a portion of the proceeds towards the acquisition of Bitcoin.However, it did not disclose a fixed timeline for the offering or the total amount it would allocate for its Bitcoin purchases, and said it would “monitor market conditions” before executing purchases.Still, based on current prices, allocating even half of that raise could bring in over 2,100 BTC, potentially pushing its total holdings past the 8,000 mark.Next Technology began its Bitcoin accumulation journey relatively late compared to the early movers, but has quickly climbed the ranks.Back in December of 2023, the company picked up its first batch of 833 BTC, and after making no moves for almost a year, it stunned the market with a massive 5,000 Bitcoin purchase in March of 2025, which was funded through a combination of cash, stock issuance, and warrants.By June 30, 2025, the company was holding 5,833 Bitcoin, which was valued at over $670 million at the time.The firm’s move into Bitcoin was well-timed, as in the first half of 2025, Bitcoin’s price surged by over 15%, which in turn significantly boosted the company’s unrealised gains.Next Technology reported a 266.7% paper profit on its Bitcoin purchases during that period, driven largely by its aggressive entry point at an average cost of just $31,386 per coin.In its H1 earnings released in August, CEO Weihong Liu was seen praising the performance of both its AI software division and its digital asset strategy, noting that the firm’s diversified business model had started to deliver “significant value creation for shareholders.”However, the market’s reaction to the latest capital raise has not been so euphoric. Shares of Next Technology (NXTT) dropped by nearly 5% during regular trading on Monday, and another 7.4% in after-hours once the news broke.No cap on Bitcoin purchasesNext Technology, unlike many other Bitcoin treasury firms, has not placed a hard cap on how much Bitcoin it ultimately wants to own.Instead, the company said it will continue buying based on market conditions and its available liquidity.It also hasn’t ruled out using its BTC holdings for strategic purposes, potentially pledging them for financing or leveraging them to generate yield through staking or lending, depending on the market climate.In terms of business vision, Next Technology continues to frame its dual-engine model that combines AI-driven SaaS development with Bitcoin as a treasury reserve asset as its competitive edge.The company operates primarily in the US, Hong Kong, and Singapore, and has said it will continue to grow across both business lines while viewing Bitcoin as a core pillar of long-term value preservation.Chinese firms are turning to BitcoinNext isn’t the only publicly listed Chinese-origin company that has decided to hold Bitcoin or other cryptocurrencies as a means to enhance shareholder value.Cango Inc., which was once a car financing firm, recently completed its pivot into a full-fledged Bitcoin mining company and now boasts over 4,000 BTC and a mining capacity of 50 EH/s, placing it among the top mining operators globally.Meanwhile, fashion e-commerce platform MOGU made headlines earlier this month after announcing it would allocate up to $20 million into cryptocurrencies, including Bitcoin, Ethereum, and Solana.The news sent its shares soaring by over 80% as investors reacted positively to the diversification move.Other Chinese firms like Aurora Mobile and DayDayCook Enterprise have also explored similar strategies in the past months.The post China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing appeared first on Invezz

Author: Coinstats
Helius Medical Technologies launches $500M Solana treasury as shares surge 140%

Helius Medical Technologies launches $500M Solana treasury as shares surge 140%

Helius Medical Technologies has become the latest entrant in the altcoin treasury market with the launch of a $500 million corporate treasury for Solana. According to a Sep. 15 announcement, the Nasdaq-listed firm has priced an oversubscribed $500 million private…

Author: Crypto.news
Pantera-backed Solana treasury firm Helius raises $500M

Pantera-backed Solana treasury firm Helius raises $500M

The post Pantera-backed Solana treasury firm Helius raises $500M appeared on BitcoinEthereumNews.com. Helius Medical Technologies launched a $500 million Solana-based corporate treasury reserve. The company made the initiative through an oversubscribed private investment in public equity (PIPE) offering of common stock at $6.88 per share.  It also included stapled warrants exercisable at $10.134 for three years. Helius Medical Technologies agreed to raise $500 million in equity and up to $750 million in warrants, assuming full exercise. The firm revealed that the funds will be used to establish a crypto treasury strategy with the Solana token as its main reserve asset. Helius seeks to leverage yield-generating properties of Solana The initiative is led by venture capital firms Pantera Capital and Summer Capital, and participation is also from other companies like Avenir, Big Brian Holdings, FalconX, Arrington Capital, Animoca Brands, and HashKey Capital, among others. The neurotech company revealed that the offering will close on or around Thursday. Helius said it chose Solana for its historically fast growth, which leads the industry in transaction revenue and processes more than 3,500 transactions per second. The digital asset has also been widely adopted, with around 3.7 million daily active wallets and over 23 billion transactions year to date.  The neurotech firm added that Solana offers a ~7% native staking yield compared to non-yield-bearing assets like BTC. Helius revealed that it wants to leverage Solana’s native yield-generating properties to capture opportunities in DeFi. “We believe that Solana is a category-defining blockchain and the foundation on which a new financial system will be built.” –Dan Morehead, Founder and Managing Partner of Pantera Capital. Morehead hopes that the initiative will help Helius substantially increase institutional and retail access to the Solana ecosystem and help fuel its adoption worldwide. The company also appointed Joseph Chee as director and executive chairman, Cosmo Jiang as board observer, and Dan Morehead as strategic…

Author: BitcoinEthereumNews
Ripple surprises the nonprofit: $25 million in RLUSD for SMEs and veterans

Ripple surprises the nonprofit: $25 million in RLUSD for SMEs and veterans

Ripple donates $25M in RLUSD to two US entities for microcredit and employment for veterans.

Author: The Cryptonomist
Helius raises $500M for a Solana-focused treasury

Helius raises $500M for a Solana-focused treasury

Helius Medical Technologies plans to raise $500 million to create a Solana treasury, with an additional $750 million in stapled warrants to purchase its stock.

Author: Cryptopolitan