Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14607 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode?

Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode?

Cardano is surprising markets today after jumping past $0.83, a sudden 4% leap within an hour that reignited trader interest. Crypto charts are showing that this push from $0.80 to $0.835 is sparking debates about whether ADA is regaining momentum or simply staging a short-term rally.  The spike has also renewed questions about what crypto [...] The post Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode? appeared first on Blockonomi.

Author: Blockonomi
Don’t Let the SEC Privacy Roundtable Miss the Point

Don’t Let the SEC Privacy Roundtable Miss the Point

The post Don’t Let the SEC Privacy Roundtable Miss the Point appeared on BitcoinEthereumNews.com. The SEC should use their roundtable to discuss moving policy into alignment with what is already technologically possible, creating clear guidance for privacy preservation, and recognizing proofs as valid forms of regulatory compliance. Washington is finally paying attention to the full spectrum of crypto issues; earlier this week, it was the Bitcoin reserve, and soon it’s privacy. On October 17, the United States Securities and Exchange Commission (SEC) will hold a public roundtable on financial surveillance and privacy. This is a rare chance to change how privacy is treated in economic regulation. When people use blockchains today, they expose drastically more than they realize. Link a social identity to a wallet, and an economic life becomes a public feed. This level of data exposure can’t be overlooked in the upcoming public roundtable.. Zero-knowledge proofs (ZKPs) offer a different default option that patches this leak and meets compliance requirements without revealing personal data. The SEC’s October roundtable suggests the agency is open to discussion on smarter attestations. The SEC is reviewing a filing that would let tokenized securities trade on a national exchange; proof that market methods can modernize without ditching surveillance for real risks. Though ZKPs were born to preserve privacy, most real-world deployments, including that which I’ve focused on — such as launching Zcash — chase scalability. But the privacy potential is mindboggling, and the ability to prove facts without revealing data is the best path to restoring confidentiality. This opportunity in October gives everyone a chance to stop treating privacy as a synonym for secrecy and finally start designing regulated privacy. Privacy is not secrecy Radical transparency, a term seen throughout Web3, reads great in a white paper but turns daily life into an open book in practice. A wallet tied to a person’s real-life ID becomes overexposed,…

Author: BitcoinEthereumNews
Bitcoin Hyper Promises to Fix Bitcoin and Make It Future-Proof for Modern Demands

Bitcoin Hyper Promises to Fix Bitcoin and Make It Future-Proof for Modern Demands

The post Bitcoin Hyper Promises to Fix Bitcoin and Make It Future-Proof for Modern Demands appeared on BitcoinEthereumNews.com. Bitcoin remains crypto’s heavyweight, commanding a $2.25T+ market cap and more institutional inflows than any other asset. Yet for all its dominance, it still struggles with the basics: slow block times, high fees, and no real way to run payments or DeFi at scale. That’s the gap Bitcoin Hyper ($HYPER) aims to fill. As the first true Bitcoin Layer 2, it uses Solana’s Virtual Machine (SVM) to unlock sub-second transactions and near-zero costs for Bitcoin. Investors are already paying attention: the presale has pulled in $17.7M, with $HYPER trading at $0.012965 and staking yields set at 66% APY. And whales are rushing to get in, with $30.5K bought on Sunday ($17.6K and $12.9K). If Bitcoin can finally scale, its dominance won’t just hold… it could expand into whole new sectors. The Problem: Bitcoin’s Scalability Roadblock Bitcoin was designed for security and decentralization, not speed. The trade-off shows in its performance: the network handles roughly 7 transactions per second (tps), with new blocks arriving only every ten minutes. That’s fine for long-term settlement, but it falls flat when stacked against modern demands. Live data from Chainspect shows the gap between Bitcoin and Solana clearly. Bitcoin is processing around 4.07 tps in real time, while Solana handles over 831 tps – a 99.5% difference. Even at current peak capacity, Bitcoin caps out near 13.2 tps, compared to Solana’s 4,709 tps. Source: Chainspect And try paying for a Starbucks coffee with $BTC and the transaction fee would outweigh the cost of the drink. During peak congestion (like the Runes protocol minting frenzy in April 2024) fees have even surged above $100, effectively locking out everyday transactions. This gulf has left Bitcoin typecast as ‘digital gold.’ It’s unmatched as a store of value, but clumsy as a medium of exchange. And attempts to patch…

Author: BitcoinEthereumNews
Mysten Labs Co-Founder in Egypt to build blockchain use cases for MENA

Mysten Labs Co-Founder in Egypt to build blockchain use cases for MENA

The post Mysten Labs Co-Founder in Egypt to build blockchain use cases for MENA appeared on BitcoinEthereumNews.com. Co-Founder and Chief Cryptographer of Mysten Labs, Kostas Kryptos Chalkias, Mohamed Abdou, CEO and Founder of MENA-based Pravica, Gregorios Siourounis, Co-Founder and CEO of Xmoney Global, and A. Tony Amer, CEO of EMURGO Labs, met in Egypt to integrate blockchain into the economies and societies of Egypt and MENA. The global and regional blockchain leaders met in Egypt this week to discuss building blockchain solutions across multiple sectors in the Arab world. They plan to integrate blockchain technology into the financial sector, logistics, academia, government, and other areas, as they seek to build MENA’s digital economies. The meeting was hosted by the newly established Arab Blockchain Center, a joint initiative between Egyptian-based Pravica, a MENA-focused blockchain infrastructure company building secure digital communication tools and fintech solutions such as S3 Money, and the Arab Academy for Science, Technology, and Maritime Transport (AASTMT). Founders to develop blockchain solutions in Egypt The expert group seeks to grow mass adoption in blockchain and challenges centered around blockchain use cases for off-chain transactions and the cross-border payments sector. Also, on the table was documentation sharing, especially for governmental sector where security of documents and confidentiality are key. In addition, the remittance sector was discussed, given that 9% ($35 billion) of Egypt’s $386 billion GDP comes from remittances sent by more than 15 million Egyptians abroad. “The discussions we’ve had here in Cairo, focused on practical blockchain applications like cross-border payments and digital identity, are essential for building a more inclusive and efficient financial future for the MENA region. Sui’s architecture, with its focus on scalability and asset ownership, is uniquely positioned to empower this transition and help create a digital economy that benefits everyone,” Kostas Kryptos Chalkias, Co-Founder and Chief Cryptographer of Mysten Labs, creators of Sui, stated. Mohamed Abdou, CEO and Founder of Pravica,…

Author: BitcoinEthereumNews
Central bank could embrace Bitcoin in just five years, Deutsche Bank says

Central bank could embrace Bitcoin in just five years, Deutsche Bank says

Central banks have long relied on gold as a safe haven, but Bitcoin is starting to make its mark with prices near record highs. Analysts Marion Laboure and Camilla Siazon say the two could co-exist on balance sheets, each playing…

Author: Crypto.news
Why Bitcoin Hyper’s Layer-2 Could Make Bitcoin Relevant for Developers & Modern Demands

Why Bitcoin Hyper’s Layer-2 Could Make Bitcoin Relevant for Developers & Modern Demands

Bitcoin is arguably the most popular cryptocurrency in the world. When someone talks about crypto, they’re almost always referring to Bitcoin. $BTC commands around 57% of the total crypto market cap, sitting at $2.52T. Most of the crypto rags-to-riches stories you’ve heard are more often than not attributed to Bitcoin. However, despite all the pomp […]

Author: Bitcoinist
Beyond MemeCoins: The Crypto Opportunities Hiding in Plain Sight

Beyond MemeCoins: The Crypto Opportunities Hiding in Plain Sight

While memecoins symbolize hype and community-driven speculation, the real opportunity lies in coins that connect blockchain to the real economy.

Author: Crypto Breaking News
Altcoin season on the way? Ethereum accelerates while Bitcoin Dominance is at a crossroads

Altcoin season on the way? Ethereum accelerates while Bitcoin Dominance is at a crossroads

After weeks of consolidation, ETH has made a decisive rise, returning to touch the psychological threshold of $4900.

Author: The Cryptonomist
Top Crypto To Buy Now As Elon Musk’s X Cracks Down On Employees Taking Crypto Bribery

Top Crypto To Buy Now As Elon Musk’s X Cracks Down On Employees Taking Crypto Bribery

The post Top Crypto To Buy Now As Elon Musk’s X Cracks Down On Employees Taking Crypto Bribery appeared first on Coinpedia Fintech News Elon Musk’s X is moving decisively after uncovering a bribery scheme tied to suspended accounts. The company confirms it is pursuing legal action against insiders who accepted crypto payments to reinstate banned users.  These accounts were linked to scams and manipulation efforts that stretched beyond X and into platforms like TikTok, Instagram, YouTube, and Roblox.  …

Author: CoinPedia
Ripple Advances Stablecoins and RWAs as XRPL Reaches $1B Milestone

Ripple Advances Stablecoins and RWAs as XRPL Reaches $1B Milestone

TLDR Ripple is focusing on stablecoins and tokenized real-world assets to strengthen the XRP Ledger. XRPL has surpassed $1 billion in stablecoin transactions within a single month. Ripple plans to make XRPL the primary platform for issuing, trading, and managing stablecoins and tokenized assets. The upcoming XRPL version 3.0.0 will introduce a native lending protocol [...] The post Ripple Advances Stablecoins and RWAs as XRPL Reaches $1B Milestone appeared first on CoinCentral.

Author: Coincentral