Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14759 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

European cryptocurrency asset manager CoinShares is stepping up its strategic expansion in the United States by preparing a significant acquisition and gearing up for a U.S. public listing. The company’s moves signal a strong push to tap into the rapidly growing U.S. crypto markets, with a focus on innovative investment products, including actively managed ETFs [...]

Author: Crypto Breaking News
Daiwa Securities Introduces Crypto-Backed Loans

Daiwa Securities Introduces Crypto-Backed Loans

The post Daiwa Securities Introduces Crypto-Backed Loans appeared on BitcoinEthereumNews.com. Daiwa Securities has begun introducing clients to a lending service from Fintertech, allowing them to secure yen funding using Bitcoin and Ethereum as collateral. The program, available across all domestic branches, targets high-net-worth individuals and business owners seeking liquidity without selling their digital assets. Daiwa Expands into Digital Asset Financing On October 1, Daiwa Securities began introducing clients to “Digital Asset-Backed Loans,” provided by Fintertech, a firm co-owned by Daiwa and Credit Saison. The service enables customers to pledge Bitcoin (BTC) or Ethereum (ETH) as collateral for yen loans ranging from ¥5 million to ¥500 million. Sponsored Sponsored The initiative reflects growing demand among wealthy investors and entrepreneurs. Moreover, these clients prefer not to sell their crypto holdings when seeking liquidity for property, business expansion, or other investments. As Bitcoin and Ethereum are recognized as major digital assets, the program is designed to integrate crypto into traditional financial management strategies. Although Daiwa acts only as a referral partner, Fintertech manages product explanation, sales, and loan administration directly. Additionally, the collateral ratio is set at 50% for both BTC and ETH. For individual clients, lending limits follow Japan’s regulations, capped at one-third of annual income except for real estate purchases. As Japan’s second-largest securities firm by client assets—trailing only Nomura—and ranking second or third in revenue, Daiwa’s involvement is notable. Furthermore, it is rare for a major Japanese securities house to provide access to services where clients can obtain yen financing secured by crypto assets. Traditional Finance Deepens Crypto Engagement The move highlights how one of Japan’s largest securities firms is formalizing crypto exposure within its client offerings. Digital assets have shifted from being primarily speculative investments to becoming recognized components of diversified portfolios for high-net-worth individuals and, increasingly, institutional investors. By introducing crypto-backed lending, Daiwa expands its financial services. Moreover,…

Author: BitcoinEthereumNews
Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Michael Saylor described Bitcoin as property in cyberspace, capital for the digital era, and a reimagined version of gold. He believes Bitcoin-backed lending could open new doors, with Strategy setting the standard for corporate adoption. Bitcoin (BTC) was created in 2009 by the mysterious Satoshi Nakamoto, but it wasn’t until 2020 that the corporate space [...]]]>

Author: Crypto News Flash
SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility

SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility

TLDR The SEC issued a no-action letter on September 30, clarifying the eligibility of state-chartered trust companies as custodians for crypto assets. Ripple, Coinbase, and other digital asset firms can now qualify as custodians for registered funds under the new SEC guidance. The SEC’s guidance resolves uncertainty about whether state-chartered trust companies meet the definition [...] The post SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility appeared first on CoinCentral.

Author: Coincentral
Sygnum Launches Fund to Boost Bitcoin Yield Without Selling

Sygnum Launches Fund to Boost Bitcoin Yield Without Selling

TLDR Sygnum’s BTC Alpha Fund: 8–10% Bitcoin yield with full BTC exposure. New BTC Alpha Fund boosts Bitcoin holdings via arbitrage, not selling. Earn Bitcoin yield without exiting BTC—Sygnum’s fund targets 8–10%. Institutional Bitcoin yield fund promises growth with monthly liquidity. Sygnum, Starboard launch BTC fund offering stable returns in Bitcoin. Swiss digital asset bank [...] The post Sygnum Launches Fund to Boost Bitcoin Yield Without Selling appeared first on CoinCentral.

Author: Coincentral
Introducing The 1000x Potential Crypto That Delivers Better ROI Than Cardano And Solana

Introducing The 1000x Potential Crypto That Delivers Better ROI Than Cardano And Solana

Imagine stepping into a world where your crypto doesn’t just sit in a wallet but actively works for you, offering multiple ways to grow, trade, and spend. For years, investors have looked to altcoins like Cardano and Solana for opportunity, only to find themselves navigating fluctuating prices and limited utility. That’s where BlockchainFX (BFX) changes […] The post Introducing The 1000x Potential Crypto That Delivers Better ROI Than Cardano And Solana appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Bank of England Governor: Any stablecoin widely used in the UK in the future should be able to access the central bank's account

Bank of England Governor: Any stablecoin widely used in the UK in the future should be able to access the central bank's account

PANews reported on October 1 that according to Jinshi Data, Bank of England Governor Andrew Bailey said that in the future, any stablecoin that is widely used in the UK should be able to be connected to the Bank of England's account to consolidate its currency status. Bailey also noted that stablecoins could help transition the financial system away from a commercial lending model.

Author: PANews
Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception

Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception

The post Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception appeared on BitcoinEthereumNews.com. Crypto News The crypto market was caught off guard this week as spot Ethereum ETFs recorded their largest outflows since launch, signaling a sharp shift in institutional sentiment. Instead of doubling down on traditional large-cap assets, whale investors are aggressively rotating into early-stage, high-utility projects with far greater upside potential, and Mutuum Finance (MUTM) is on top of that list. Priced at just $0.035, Mutuum Finance is fast becoming a whale-accumulation magnet thanks to its dual-layer lending ecosystem, and non-custodial smart contract infrastructure designed to bring institutional-grade DeFi services to retail users. With over 16,670 holders already onboarded and more than $16.6 million raised ahead of launch, MUTM represents the kind of 50x asymmetric opportunity whales look for when rotating out of overbought blue-chip assets like ETH. Spot Ethereum ETFs See Record $795.6M Outflows as Price Struggles to Hold Above $4,000 Ethereum faced renewed market pressure last week as U.S.-based spot ETH ETFs recorded their largest-ever weekly outflows, nearly $800 million, since launching in July 2024, according to SoSoValue data. Investor sentiment weakened as Ether’s price briefly dipped below the $4,000 mark, driven by a mix of technical breakdowns, macroeconomic uncertainty, and cascading liquidations. BlackRock’s flagship ETHA fund saw over $200 million in withdrawals, while Fidelity’s FETH experienced a deeper $362 million outflow, highlighting waning institutional confidence in the short term. Daily outflows of around $250 million on Thursday and Friday marked the worst two-day stretch since mid-August, although ETH managed a slight rebound to trade near $4,020 by the weekend. And while investors reassess Ethereum’s near-term trajectory, many are now exploring emerging opportunities in the DeFi sector, with growing attention turning towards Mutuum Finance (MUTM) as potential higher-upside alternatives. Presale Dynamics and Market Outlook Mutuum Finance (MUTM) remains in the headlines as Stage 6 of its presale keeps gaining…

Author: BitcoinEthereumNews
Dogecoin Price Prediction: What is the Best Crypto to Invest in Under $1 as DOGE Stumbles

Dogecoin Price Prediction: What is the Best Crypto to Invest in Under $1 as DOGE Stumbles

Dogecoin (DOGE) has lost around 11% as institutional investors dispose of positions and general market sentiment sours. In times like these, investors look for alternatives that are equipped with a combination of price resilience and intrinsic utility, especially in the sub-$1 segment. One such project that is becoming increasingly popular is Mutuum Finance (MUTM).  The […]

Author: Cryptopolitan
Natural Intelligence: and That Was How I Met Your Mother—AI

Natural Intelligence: and That Was How I Met Your Mother—AI

Intelligence—real intelligence is rooted in life, in geometry and in connection.

Author: Hackernoon