Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14802 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Uniswap (UNI) Explained 2025: How the Leading DEX is Shaping DeFi

Uniswap (UNI) Explained 2025: How the Leading DEX is Shaping DeFi

📑 Table of Contents What Makes Uniswap a DeFi Giant? The Origins and Background of Uniswap Inside the Technology: How Uniswap Works Ecosystem & Strategic Partnerships Practical Use Cases of Uniswap UNI Tokenomics Explained Latest Uniswap News & Developments Final Thoughts on Uniswap FAQ: 10 Unanswered Questions About Uniswap 🚀 What Makes Uniswap a DeFi [...]]]>

Author: Crypto News Flash
Cronos partners Crypto.com, Morpho to boost DeFi ecosystem

Cronos partners Crypto.com, Morpho to boost DeFi ecosystem

The post Cronos partners Crypto.com, Morpho to boost DeFi ecosystem appeared on BitcoinEthereumNews.com. Cronos will collaborate with Crypto.com and onchain lending platform Morpho to expand decentralized finance and asset tokenization on the Cronos blockchain. Summary Cronos, Morpho and Crypto.com plan to collaborate on an initiative aimed at bolstering DeFi on the Cronos chain. The partnership will also explore tokenization. Native Cronos token CRO rose amid the news, initially spiking by more than 13% to above $0.22. Cronos Labs announced the partnership on Oct. 2, noting in a press release that Crypto.com and Morpho will help boost its blockchain ecosystem as a platform for capital-efficient lending and borrowing. The integration will go beyond expanding the decentralized finance lending. The platforms target tokenization. Why else is the Cronos and Morpho partnership key? The initiative also aims at scaling Cronos (CRO) as a platform for DeFi for millions of users around the world, with Morpho (MORPHO) expanding its onchain lending infrastructure beyond Ethereum. As part of the integration, Morpho will expand its vaults into Crypto.com’s product offering. The platforms also plan to add stablecoin lending markets,  which will be backed by various wrapped assets that include Crypto.com wrapped Bitcoin and Crypto.com wrapped Ethereum. CDCBTC and CDCETH are tokenized Bitcoin and Ethereum that allow holders to participate in DeFi across other blockchain networks. Support for Morpho Vaults on Crypto.com The integration will also see Crypto.com integrate Morpho into its app and exchange platforms, bringing Morpho’s lending markets to more users within the CRO ecosystem. “Collaborating with Morpho is an exciting milestone for our community,” said Mirko Zhao, head of Cronos Labs. “By working together to enable borrowing and lending with wrapped assets, we’re unlocking immediate utility for users while also laying the groundwork for tokenization and institutional-grade use cases that are central to our long-term roadmap.” Crypto.com also plans to explore the integration of wrapped real-world assets…

Author: BitcoinEthereumNews
Toncoin (TON) Explained 2025: The Telegram-Backed Crypto Powering Web3

Toncoin (TON) Explained 2025: The Telegram-Backed Crypto Powering Web3

📑 Table of Contents What Makes Toncoin Unique? The Origins and Background of TON How Toncoin’s Technology Works The TON Ecosystem & Key Partnerships Real-World Use Cases of Toncoin TON Tokenomics Explained Latest Toncoin News & Developments Final Thoughts on Toncoin FAQ: 10 Unanswered Questions About Toncoin 🚀 What Makes Toncoin Unique? Toncoin is the [...]]]>

Author: Crypto News Flash
Investors Brace for a Wild October as Solana (SOL) ETF Deadline Nears and Viral DeFi Altcoin Heats Up

Investors Brace for a Wild October as Solana (SOL) ETF Deadline Nears and Viral DeFi Altcoin Heats Up

October is proving to be one of the most pivotal months of the year for crypto investors as attention zooms in on the upcoming Solana (SOL) spot ETF deadline and the frenetic action around a rapidly rising DeFi altcoin, Mutuum Finance. Solana has already seen added institutional action while it waits for prospective ETF approval, and regulatory go-ahead may trigger a robust leg higher and usher in billions of fresh inflows.  But even considering SOL’s positioning, much of the market’s hype remains centered on Mutuum Finance (MUTM), a presale project that’s sweeping the DeFi space off its feet. MUTM is now valued at a meager $0.035 in phase 6 of its presale. Mutuum Finance has already recorded over 16,700 holders and raised $16.7 million in pre-launch funds. With whales and retail traders both positioning for Q4, Mutuum Finance could be one of the best-upside altcoins heading into 2026. Can Solana (SOL) Reclaim $220 as Bulls Eye Key Technical Levels Solana (SOL) is flashing new strength after bouncing off the 61.8% Fibonacci retracement near $193, a key technical level that has a tendency to be a launching pad for bull bounce-backs. Price action is currently heading towards a previously broken channel that will serve as near-term resistance, with investors carefully watching for potential short-term correction prior to the next decisive move.  If momentum persists and market conditions remain favorable, reclaiming the $220 level seems quite within reach, pointing to a possible prolongation of SOL’s resurgence. As Solana gets back on its feet, investors also look for early-stage, high-potential coins that combine technical innovation with usability, like Mutuum Finance (MUTM), which has been a quick-emerging DeFi initiative attracting considerable buzz ahead of the next market cycle. Mutuum Finance Registers Robust Presale Momentum Mutuum Finance (MUTM) is still trendy in Phase 6 of presale, where it has seen more than 16,700 investors and more than $16.7 million. All this activity is evidence of the increasing faith in the long-term project vision and potential to build the future of decentralized finance. In their continuing commitment to security and transparency, Mutuum Finance partnered with CertiK to launch a $50,000 Bug Bounty Program. Security engineers and developers are invited to find vulnerabilities in four levels of severity, namely critical, major, minor, and low. This is just one part of Mutuum’s overall initiative to secure its infrastructure and gain the trust of its expanding community. Dynamic Interest Rates and Optimized Efficiency Mutuum Finance protocol is a real-time operating algorithmic floating interest rate system that dynamically reacts to liquidity levels. The borrow cost is lowered in times of high liquidity to incentivize lending and the inflow of new capital. The borrow cost increases when liquidity is low, thereby incentivizing new deposits and loan repayments. This self-regulating process discourages over-leveraging and promotes overall ecosystem equilibrium. Efficiency is augmented by collateral optimization, particularly for correlated assets. Well-collateralised positions have higher borrowing allowance and more favourable Loan-to-Value (LTV) margins, and reserve factors act as a buffer against market volatility. Volatile assets call for higher reserves to stem exposure to volatility, while less-volatile assets allow for higher borrowing with minimal liquidation risk. LTV margins and liquidation points are dynamically calibrated on the basis of each token’s own volatility profile, spreading the risk equitably across the platform. With its presale success, advanced risk management system, and unwavering commitment to security and transparency, Mutuum Finance (MUTM) is quickly becoming a stable and sustainable platform for long-term adoption, growth, and prosperity in decentralized finance. Pushing Ahead  Mutuum Finance (MUTM) continues to press forward, raising over $16.7 million from over 16,700 owners, with Phase 6 already over 55% sold at $0.035 per token. Whereas Solana (SOL) is poised to perhaps reach $220 in the wake of ETF rumors, MUTM rewards early birds with a high-potential DeFi trade through its dual lending protocol, variable interest rates, and robust security, including a $50,000 CertiK bug bounty program. Investors seeking exposure to a utility-driven, fast-growing altcoin should purchase MUTM tokens before presale is over.  For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
The Real Story of XRP and Chainlink

The Real Story of XRP and Chainlink

The post The Real Story of XRP and Chainlink appeared on BitcoinEthereumNews.com. XRP holds $178B market cap, but escrow releases keep supply pressure on every price rally. Chainlink secures $90B+ in DeFi TVS, with CCIP and Swift pilots proving utility beyond speculation. Market cap comparison alone can mislead traders. Real signals are XRP escrow flow and LINK oracle adoption metrics. XRP currently holds a market capitalization above $178 billion, trading near $2.97, while Chainlink sits closer to $15 billion, with LINK priced around $22. Both XRP and Chainlink (LINK) are giants in the crypto space, occupying very different roles in the crypto ecosystem.  On paper, that gap makes XRP appear dominant. But raw market cap is just price multiplied by circulating supply. It doesn’t reveal what each network actually powers or how value flows through their ecosystems. For starters, on their respective networks, XRP is used in payments, liquidity bridging, and settlement, while Chainlink provides real-world data to smart contracts and blockchains. Related: XRP Might Be Wall Street’s Very Own Dark Horse as Issuers Crowd October and Funds Compare It to Bitcoin XRP’s Dynamics: Escrow Supply and Payment Rails A defining feature is Ripple’s escrow system where up to 1 billion XRP is released each month, with much of it re-locked. That controlled release is designed to prevent uncontrolled inflation, but it also means supply pressure constantly exists. At the same time, Ripple reports that the XRPL processes over $1 billion in stablecoin volume each month and has risen into the top-10 blockchains for real-world asset (RWA) activity. This means, XRP’s worth comes from banks and payment providers using it to transfer value, and more usage means more potential value. In contrast, Chainlink’s value comes from the demand for its data services. Meaning, the more that DeFi apps and other projects need reliable data, the more valuable its network becomes. Related: XRP…

Author: BitcoinEthereumNews
Sui Unveils Native Stablecoins Amid Surge in Synthetic Dollar Popularity

Sui Unveils Native Stablecoins Amid Surge in Synthetic Dollar Popularity

As the stablecoin sector continues to evolve, new innovations are emerging to enhance stability and appeal to investors seeking reliable digital assets. Notably, the launch of native stablecoins on the Sui blockchain signals a growing interest in blending traditional financial backing with advanced blockchain strategies, including synthetic and delta-neutral approaches. This development reflects broader trends [...]

Author: Crypto Breaking News
Which DeFi Altcoin Will Deliver 50x Gains by 2026: Mutuum Finance (MUTM) or Cardano (ADA)?

Which DeFi Altcoin Will Deliver 50x Gains by 2026: Mutuum Finance (MUTM) or Cardano (ADA)?

With the clock ticking on 2026, investors are pinpointing which DeFi altcoin will provide the type of blistering returns that characterize bull runs and the battle between Mutuum Finance (MUTM) and Cardano (ADA) is getting hot. Cardano, one of the leading smart contract platforms of its time, continues innovating with fresh upgrades that it hopes […]

Author: Cryptopolitan
FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders

FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders

The post FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Introduction And you may not know this: Strategically, from the fourth quarter of 2020 to the beginning of 2025, over 9 million users worldwide have joined FleetMining cloud mining for passive income, which is shaping the future equation. Why is Cloud Mining Becoming the Blue Ocean of Passive Income? For quite some time, holders had three key issues:– Can’t be mined: Unlike Bitcoin, it can’t be created with computing power.– No staking rewards: Unlike Ethereum’s PoS mechanism.– Limited DeFi returns: Higher risk, lower returns than expected.The emergence of cloud mining is changing this situation:– Deposit equals computing power: Users can purchase computing power with BTC, ETH, or USDT.– Daily settlement: Contracted fixed dollar income is received daily like a “salary”.– Multiple security layers: Cold wallets and a risk control system to ensure the safety of funds. Advertisement &nbsp FleetMining: The Platform of Choice for 9,000,000 Users Worldwide There are so many cloud mining options for crypto enthusiasts, but FleetMining comes with the following benefits:– Compliance system: Headquartered in the U.S., with multiple security audits.– Global coverage: Available wherever people are in 170+ countries and counting. – Green energy: Data centers that operate on renewable energy, consuming less.– Ultra-low entry: Starting at $100 to make a trade, beginner-friendly. Platform Highlights– No hardware and no tech threshold.– Earnings are distributed daily, withdrawable for compounding. – Flexible contracts (2–60 days), freely choose the cycle.– Straightforward dashboard and no hidden fees. Example Earnings: From $100 to $9,000/DayContract Type | Amount | Duration | Daily IncomeBeginner Trial | $100…

Author: BitcoinEthereumNews
The Scalability Breakthrough Crypto Needs

The Scalability Breakthrough Crypto Needs

The post The Scalability Breakthrough Crypto Needs appeared on BitcoinEthereumNews.com. Crypto News Zero Knowledge Proof fixes Ethereum’s gas fee problem with scalable proofs, not transactions. Enter the whitelist presale now to secure early access before the next Solana or Polygon moment. When DeFi exploded in 2020–2021, it looked unstoppable. Billions of dollars poured into lending, trading, and yield farming. But one thing stopped ordinary users in their tracks: Ethereum gas fees. At the peak, simple swaps cost more than $100, making DeFi profitable only for whales. Smaller investors were priced out, and the promise of “finance for everyone” hit a wall. That scalability problem has haunted Web3 ever since. Dozens of Layer 1 blockchains promised cheaper fees, but few could match Ethereum’s security and network effects. What if there was another way? Not to replace Ethereum, but to scale it — and every other blockchain — without sacrificing trust? That’s the breakthrough promised by Zero Knowledge Proof (ZKP). According to the project’s whitepaper, ZKPs don’t need to push every transaction on-chain. Instead, they let blockchains verify proofs that transactions happened correctly, cutting costs by orders of magnitude. With the whitelist coming soon, this presale puts investors at the front of the scalability story that could define the next cycle. Why Gas Fees Crushed DeFi Ethereum’s design secured billions in assets but wasn’t built for global-scale usage. Every transaction competed for block space, pushing fees higher as demand surged. For big players, it was manageable. For everyday users, it was exclusion. Other blockchains tried to capture frustrated users. Solana emphasized speed, Polygon brought Layer 2 scaling, Avalanche built subnets. Each gained traction, but none solved the underlying paradox: how to keep decentralization, security, and low fees all at once. ZKPs change the formula. Instead of recording every action directly, the blockchain only checks compact cryptographic proofs. It’s like a teacher marking…

Author: BitcoinEthereumNews
A User-Centric And Community-Driven Platform And Token

A User-Centric And Community-Driven Platform And Token

The post A User-Centric And Community-Driven Platform And Token appeared on BitcoinEthereumNews.com. Celsius (CEL) is the native cryptocurrency of the Celsius Network, a decentralized lending and borrowing platform built on the Ethereum blockchain. Celsius Network aims to provide financial services to cryptocurrency holders, allowing them to earn interest on their holdings, take out loans using their crypto as collateral, and access various other financial products. It offers a user-friendly mobile app where users can manage their deposits, loans, and access other financial services. Celsius (CEL) token CEL primarily functions as a utility token within the Celsius Network ecosystem. Celsius users can earn higher interest rates on their crypto deposits and receive better loan terms by holding and using CEL tokens. Users can deposit their cryptocurrencies into interest-earning accounts and earn interest on their deposits, and the interest rates may vary based on the amount of CEL they hold. Moreover, CEL holders have the opportunity to participate in community governance and decision-making through voting on proposals. Celsius Network has a tiered loyalty program where users can unlock higher interest rates and benefits based on the amount of CEL tokens they hold and the level of their engagement with the platform. Another feature allows users to take out loans using their cryptocurrency holdings as collateral. The availability and terms of loans can be influenced by holding and using CEL tokens. Disclaimer. This article is for informational purposes only and should not be viewed as an endorsement by Coinidol.com. The data provided is collected by the author and is not sponsored by any company or token developer. They are not a recommendation to buy or sell cryptocurrency. Readers should do their research before investing in funds. Source: https://coinidol.com/celsius-cel-token/

Author: BitcoinEthereumNews