Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15277 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT

Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT

The post Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT appeared on BitcoinEthereumNews.com. Large Bitcoin holders who accumulated the cryptocurrency early, commonly known as whales, are increasingly moving their holdings into exchange-traded funds (ETFs), with asset managers such as BlackRock actively courting them. In an interview with Bloomberg, Robbie Mitchnick, BlackRock’s head of digital assets, said the company has already facilitated more than $3 billion worth of these conversions into its iShares spot Bitcoin ETF (IBIT). After years of self-custody, many whales are recognizing “the convenience of being able to hold their exposure within their existing financial adviser or private-bank relationship,” Mitchnick said.  This shift allows them to maintain Bitcoin (BTC) exposure while integrating their wealth into the traditional financial system, enabling easier access to broader investment and lending services. Mitchnick partly attributed this trend to a recent US Securities and Exchange Commission rule change that permits in-kind creations and redemptions for crypto ETFs. The adjustment allows authorized participants to exchange ETF shares directly for Bitcoin rather than cash, making large-scale conversions more efficient and tax-friendly for institutional investors. Source: Eric Balchunas BlackRock’s IBIT has emerged as the most successful among the dozen or so spot Bitcoin ETFs approved in the United States. In June, IBIT became the fastest ETF in history to surpass $70 billion in assets under management — a figure that has since climbed to over $88 billion, according to data from Bitbo. US spot Bitcoin ETFs have seen a surge in net inflows as investors pile in during the current bull run. Source: Bitbo Related: BlackRock sees record quarter for iShares ETFs as Bitcoin, Ether demand surges Not your keys, not your coins? The trend identified by Mitchnick underscores the growing institutionalization of Bitcoin, more than 15 years after Satoshi Nakamoto mined the genesis block and envisioned a bearer asset built on the principle of self-custody. Early Bitcoin advocates…

Author: BitcoinEthereumNews
Which Crypto to Buy Today for Long-Term Growth Before November Starts?

Which Crypto to Buy Today for Long-Term Growth Before November Starts?

The post Which Crypto to Buy Today for Long-Term Growth Before November Starts? appeared on BitcoinEthereumNews.com. As October comes to an end, investors are seeking for initiatives that can be used in the real world and have a good chance of growing over time. Today, a lot of purchasers are looking at the values of different tokens to identify ones that will go up and down in value. The crypto market is heating up again. There is a lot of interest in the project Mutuum Finance (MUTM). This is a new decentralized finance platform that will transform the way individuals lend, borrow, and earn bitcoin. People who desire growth based on utility rather than hype are quickly finding that Mutuum Finance (MUTM) is the greatest coin to buy right now. It has a well-organized community and creative ways to give out rewards. There is now an award system on the 24-hour leaderboard to incentivize big investors. Every day, the individual at the top of the rankings will win $500 in MUTM, but they have to make at least one trade in that time. Entering the Final Presale Window Before November Mutuum Finance (MUTM) is still in the presale period, but it has already made a big splash in the market. The coin has a total supply of 4 billion and has raised about $17.7 million so far. Phase 6 is now live and costs $0.035. About 72% of the 170 million tokens have now been sold. There are currently more than 17,400 holders, and the community is developing quickly. Investors that got in early have already enjoyed good profits. The price of the token started at $0.01 in Phase 1 and has now gone up 3.5x to $0.035. That means that an investor who acquired $10,000 worth of MUTM in the first round now has more than $35,000. As the presale moves closer to its end,…

Author: BitcoinEthereumNews
Best crypto Presales of 2025: Underrated Projects Aiming for 100x Growth

Best crypto Presales of 2025: Underrated Projects Aiming for 100x Growth

LivLive ($LIVE) leads 2025’s best crypto presales with real-world rewards, AR tech, and strong ROI potential, outshining Maxi Doge, Mutuum Finance, and others.

Author: Blockchainreporter
Can JustLend DAO’s buyback program pull JST out of its downtrend?

Can JustLend DAO’s buyback program pull JST out of its downtrend?

JustLend DAO, a decentralized lending platform on Tron, has kicked off its JST Buyback & Burn Program with a 559.9 million token burn, sparking hopes of a trend reversal. On October 21, JustLend DAO, a decentralized lending platform on Tron…

Author: Crypto.news
SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

The post SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan appeared on BitcoinEthereumNews.com. SBI Holdings and Ripple Back Evernorth’s $1B XRP Treasury Initiative Tokyo-based SBI Holdings has announced a strategic $200 million investment in U.S.-based Evernorth Holdings through a PIPE (Private Investment in Public Equity) financing round, joining forces with Ripple Labs and other key investors.  This move underscores SBI’s deepening commitment to advancing institutional adoption of the XRP digital asset on a global scale. Evernorth Holdings, founded to drive institutional adoption of XRP, is emerging as a key force in digital asset infrastructure.  The company plans to list on Nasdaq under the ticker XRPN through a merger with Armada Acquisition Corp. II (SPAC). The listing and capital raise, projected to surpass $1 billion, position Evernorth among the largest and most pivotal crypto-related SPAC deals to date. According to the announcement, proceeds from the fundraising will be directed primarily toward purchasing XRP on the open market. The goal is to establish one of the world’s largest public XRP treasuries, a strategic reserve aimed at enhancing the token’s institutional utility and market stability.  Beyond merely holding XRP, Evernorth plans to actively deploy its assets through institutional lending and Decentralized Finance (DeFi) platforms to generate additional yield and value growth. Therefore, this milestone marks a pivotal shift in the crypto landscape, underscoring the growing synergy between traditional finance and blockchain innovation.  SBI’s $200 million investment showcases Japan’s progressive embrace of blockchain technology and reinforces its deep partnership with Ripple, a collaboration that continues to drive the evolution of XRP-powered cross-border payments. Additionally, Evernorth has pledged to have all financial reports independently audited by a leading global firm, reinforcing transparency, strengthening institutional trust, and setting a new benchmark for accountability in the digital asset sector. Therefore, SBI Holdings is actively shaping XRP’s future through strategic investments, deep Ripple partnerships, and accelerating real-world adoption in global payments.…

Author: BitcoinEthereumNews
AI Agents and Smart Bots: The Next Big Innovation in DeFi Trading

AI Agents and Smart Bots: The Next Big Innovation in DeFi Trading

Discover how IPO Genie and AI agents are reshaping DeFi trading. From Morpho to smart bots, learn why AI-driven investing is the future.

Author: Blockchainreporter
Brian Armstrong Leads Coinbase Push for Private Transactions on Base

Brian Armstrong Leads Coinbase Push for Private Transactions on Base

TLDR Coinbase adds private USDC transfers to Base with Iron Fish tech. Base enables zk-proof privacy while keeping regulators in the loop. Wrapped USDC gains compliant privacy via Iron Fish integration. Coinbase’s Base merges privacy and compliance for onchain use. Iron Fish powers Base’s new privacy layer for secure transactions. Coinbase is advancing its efforts [...] The post Brian Armstrong Leads Coinbase Push for Private Transactions on Base appeared first on CoinCentral.

Author: Coincentral
Meet Screx: The rebel platform making DeFi make sense again

Meet Screx: The rebel platform making DeFi make sense again

Screx is redefining DeFi with an AI-powered, all-in-one platform that unites swaps, staking, lending, and more, making decentralized finance simple. #sponsored

Author: Crypto.news
This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

Back in 2023, Pepe Coin (PEPE) shocked the crypto market by turning a modest $300 investment into more than $60,000, as the meme coin frenzy ignited a wave of retail speculation and viral trading activity. PEPE’s meteoric rise became one of the most talked-about events in the market that year, proving how quickly new tokens […]

Author: Cryptopolitan
Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

TLDR Ripple applied for a Fed master account earlier this year. The Fed’s proposal allows direct payment access for eligible fintechs. RLUSD is nearing $1 billion in market cap with rising enterprise use. Ripple acquired GTreasury to expand blockchain in corporate finance. The U.S. Federal Reserve has proposed a new type of master account that [...] The post Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP appeared first on CoinCentral.

Author: Coincentral