# Fiat/P2P

Maintaining a safe and reliable trading environment is a core priority of the MEXC P2P platform. To strengthen platform security and protect users from fraudulent activity, MEXC is launching the P2P Guardian Program, designed to identify malicious actors through verified user reports.As part of this initiative, we invite P2P users to report suspected scammers or fraudulent users they encounter on the platform. Verified reports that lead to enforcement action will help protect the broader MEXC community and maintain a safer trading environment for all users.Reward Details• Reward: A mystery reward will be granted for each successfully verified report.• Successful Identification: A report is considered successful only after the MEXC P2P team confirms fraudulent behavior and takes appropriate action, including but not limited to account suspension or permanent ban.How to Report and Claim RewardsTo submit a report, please join the official Telegram group below and follow the instructions provided:• Group Name: MEXC P2P Guardian Group• Official Link: https://t.me/+uKCOzfVQwuQxOTQ1 When submitting a report, please include all relevant supporting materials, such as:• P2P order screenshots• Chat history• Transaction or payment records• The reported user's MEXC UID Incomplete submissions may not be eligible for review.Important Security ReminderPlease note the following to avoid potential fraud:• MEXC customer service will never request users to complete or cancel P2P orders.• MEXC does not verify bank transfers. Buyers and sellers are solely responsible for confirming the receipt or refund of funds in their own bank accounts or fiat wallets.• Users should only complete or cancel P2P orders after personally confirming that funds have been received or refunded.• Do not trust emails, Telegram accounts, or individuals impersonating MEXC customer support. • MEXC will never ask users to share their email address, phone number, or verification codes. Thank you for supporting a safer trading environment on the MEXC P2P platform.Reward Distribution and Program Rules• Rewards for confirmed cases will be distributed every Monday.• If multiple users report the same case, rewards will be granted on a first-come, first-served basis. Only one reward will be issued per confirmed case.• This program is open only to eligible users as determined by MEXC.• Any abuse, manipulation, or misuse of the program will result in disqualification, and related rewards will be revoked.• The program takes effect on December 12, 2025, at 12:00 UTC.• MEXC reserves the right of final interpretation for this program.

We are pleased to announce that MEXC P2P now supports Bolivian Boliviano (BOB), Cambodian Riel (KHR), Ugandan Shilling (UGX), as well as Central and West African CFA (XAF & XOF). With these new currencies, we're excited to expand our global footprint and bring MEXC P2P to even more users worldwide!To celebrate, we are giving back to our loyal merchants and welcoming first-time P2P users with the chance to earn rewards while trading.Event PeriodDec 26, 2025 – Jan 31, 2026EligibilityNo registration is required for this event. The system will automatically track deposits and trading activity of eligible participants throughout the event period.How to JoinStep 1: Log in to your MEXC account and go to the P2P trading page.Step 2: Select your local currency (BOB, KHR, UGX, XAF, or XOF) and choose a verified merchant.Step 3: Complete your buy or sell order to earn rewards.Merchant Power Reward: Up to 50 USDTDuring the event, P2P merchants who help build liquidity for the new markets will receive 2 USDT for every completed USDT sell order via P2P.Rules:• This event is open to all registered MEXC P2P merchants.• Each order must have a minimum value of $10 to qualify.• Each merchant can earn up to 50 USDT through this event.• Each order must be associated with a unique counterparty. Duplicate orders with the same counterparty will not be eligible for the reward.• Rewards are limited to the first 100 eligible merchants each week, on a first-come, first-served basis.New User Welcome Gift: Up to 10 USDTNew to MEXC P2P? Grab a welcome reward of your choice to kickstart your journey!Option 1: Quick StarterComplete your first-ever P2P order by purchasing $10 or more to receive a 2 USDT reward.Option 2: Strong StarterFollow these steps to earn a 10 USDT reward:Step 1: Buy at least $100 in crypto via P2P in a single order.Step 2: Keep the purchase in your account for at least 24 hours.Step 3: Make at least one Spot or Futures trade of any amount.Note: Rewards are limited to the first 500 eligible new users each week, on a first-come, first-served basis.Why Trade with MEXC P2P

MEXC is proud to partner with ether.fi to launch the enhanced MEXC × ether.fi Credit Card, offering upgraded cashback rewards that go beyond the standard ether.fi Card.Spend globally using Apple Pay or Google Pay, stay fully in control of your crypto, and earn instant rewards with every purchase!Apply NowGet Your Card in 3 Simple StepsStep 1: Complete VerificationBefore applying through the MEXC website, ensure you have completed Advanced KYC Verification and Address Verification.Step 2: Apply & Activate Your CardVisit the MEXC Card page to apply for your MEXC × ether.fi Credit Card.Step 3: Start SpendingLink your card to Apple Pay or Google Pay and start making purchases worldwide anywhere Visa is accepted, while earning up to 4% cashback.Why You'll Love It• Up to 4% Special CashbackEnjoy a boosted cashback rate of 4% for MEXC users, compared to 3% on the standard ether.fi Card, with instant, automatic rewards on every purchase.• Apple Pay & Google Pay LinkingLink your card to Apple Pay or Google Pay and make fast, tap-to-pay purchases anywhere Visa is accepted.• Spending Made Simple with CryptoTap into your ether.fi crypto balance to make purchases with the Cash Card, benefiting from flexible repayment options and no monthly minimums.• Flexible Top-Up OptionsFund your ether.fi account via bank transfer or a non-custodial wallet.• On-Chain ControlStay fully in control with on-chain features while keeping your crypto securely in your own possession.• Exclusive Member RewardsAccess travel perks, DeFi incentives, conference passes, and earn an extra 1% cashback from your referral purchases.• Accepted at 150M+ Locations WorldwideYour card works wherever Visa is accepted, from supermarkets and gas stations to hotels, restaurants, and more.Experience more rewards, greater flexibility, and full control with the MEXC × ether.fi Credit Card.Unlock your exclusive 4% cashback and start spending with ease!Terms and conditions apply.

Haven’t used OSL Pay on our platform yet? Now’s the perfect time to start.For a limited time, eligible users can buy USDT or USDC with USD at a 1:1 rate when paying with a debit or credit card via OSL Pay!Event Period: Dec 22, 2025, 00:00 (UTC) – Dec 29, 2025, 23:59 (UTC)Event Details• Example: With this offer, buying 1 USDT or 1 USDC only costs 1 USD.• Limit: Each eligible user can purchase up to 300 USD at the 1:1 rate. Any amount above 300 USD will follow the standard market rate.How to ParticipateStep 1: Go to Buy Crypto → Quick Buy/SellStep 2: Select USD as your payment currency.Step 3: Enter the purchase amount and choose the cryptocurrency you want (USDT or USDC).Step 4: Select Debit/Credit Card (OSL Pay) as your payment method and enjoy the 1:1 rate.Spring into action now!Terms and Conditions• This event is open to users who have not used OSL Pay, Apple Pay or Google Pay on MEXC before the event starts.• This event applies only to purchases made via OSL Pay using credit or debit cards.• The final payment amount is subject to the value displayed at checkout.• All participating users must strictly abide by the MEXC Terms of Service. MEXC reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses and any other activities in connection with unlawful, fraudulent, or harmful purposes. Suspected accounts will be investigated. If violations are confirmed, the account will be restricted and all rewards forfeited.• MEXC reserves the right to modify the terms of this event without prior notice. • MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the Customer Service team.• In the event of any inconsistency or discrepancy between the English version of these terms and conditions and any translation, the English version shall prevail.

We are excited to share that iDEAL, the Netherlands' most widely used online banking payment method, is now available on MEXC. Dutch users can enjoy fast, secure, and seamless crypto purchases directly through their local bank accounts.With iDEAL, EUR transfers are confirmed quickly, authenticated securely, and processed with zero chargeback risk, delivering a smoother, more reliable fiat-to-crypto experience.How to Buy Crypto via iDEAL on MEXC1. Log in to your MEXC account2. Navigate to Buy Crypto3. Select EUR, choose your crypto, and enter the amount4. Choose Dutch Bank Transfer (iDEAL) as your payment method5. Approve the payment through your banking app6. Receive your crypto instantly in your MEXC accountFor a full step-by-step guide, please visit the Help Center.Thank you for choosing MEXC. We remain committed to introducing more localized payment options to better serve our European community.

We have recently observed an increase in fraud cases in Ukraine involving fake payment methods, false platform claims, and tactics designed to force order cancellations. Please remain vigilant when conducting P2P transactions and review the information below to learn how to identify these scams and protect your assets.Common P2P Fraud Scenarios1. Fake Platform Wallet, Escrow, or Cold Wallet ClaimsScammers falsely claim that payments are temporarily held by the platform and require confirmation or additional deposits before release.How It Works:• Payment via MEXC WalletThe scammer claims that the payment first goes to the MEXC Wallet and that users must confirm the transaction to receive the funds. However, after confirmation, users receive nothing.• Exchange escrow accountScammers claim that the payment will be held in a platform escrow account. To receive the money, users must top up their exchange balance. In reality, no payment is made to users' bank accounts.• Exchange cold walletThe scammer claims the funds are held in a cold wallet and will be released only after confirming the deal. Once users confirm, the scammer disappears.2. Delayed Payment Details to Force Order CancellationThis scam exploits the order countdown timer.How It Works:• The scammer posts a sell ad and states that payment details will be provided in the chat.• The buyer accepts the order and waits for bank details.• The scammer intentionally delays sending payment information until 1 to 2 minutes before the order expires.• The buyer rushes to transfer funds but doesn't have enough time to confirm payment on the platform.• The order expires and is automatically canceled, putting the buyer at risk of losing funds.3. Fake Customer Service ImpersonationScammers pretend to be platform support to pressure users into releasing crypto.How It Works:• The scammer clicks into the user's sell order and selects "I have paid" without making any bank transfer.• After the appeal option becomes available, the scammer opens an appeal claiming the payment was sent but no crypto was received.• The scammer then sends messages pretending to be customer service, using emojis and labels such as "⚠️Support" or "Assistant P2P ✅", trying to trick users into releasing crypto.• Fake payment receipts may also be sent to gain users' trust.What to Do:• Wait for the official MEXC Customer Service to enter the chat. Real customer service will identify the scam, ban fraudulent accounts, and ensure users' assets are protected. The scammer may continue to message even after real customer service arrives.4. Fake Agreements and Documents After Order CreationAfter an order is created, scammers may attempt to gain users' trust by sending fake documents.How It Works:• After the order is created, the scammer may ask users whether they have read the advertisement terms.• They then send a fake MEXC P2P Merchant Agreement.• The document contains false rules and claims that funds will be transferred automatically after trade completion, pressuring users to deposit money.Security Tips• Never confirm or release crypto before funds are received in your bank account.• Verify the counterparty's profile, including trade history, completion rate, reviews, and merchant status verification.• Never transfer money to unfreeze, activate, or verify a transaction.• Be cautious of unusually favorable exchange rates.• Do not trust screenshots or proof of payment.• Always review P2P trading rules on the official website.• Carefully review listings. If a seller does not provide payment details upfront and insists on sharing them only in the chat, this may indicate potential fraud.• Communicate only through the official trade chat.• Monitor the order timer closely. If payment details are delayed and time is nearly expired, cancel the order and select another counterparty.• Do not make any payment after an order has expired. Once expired, the platform cannot protect your interests.Thank you for your cooperation. MEXC remains committed to strengthening its risk control systems and ensuring a safe and reliable trading environment for all users.

We have observed a recent rise in fraud cases in Kenya involving scammers creating duplicate P2P trades and providing fake payment claims. Please stay alert and read on to learn how to identify these scams and protect your assets.How the Scam Works• The scammer locates the user's ad on another platform and opens a P2P trade.• They then create a trade of the same amount with identical payment details on the user's ad within MEXC.• The scammer marks the order as paid, even though no payment has been made.• They initiate an appeal, claiming that payment was sent and that the user is refusing to release the crypto.• To support their claim, the scammer provides proof of payment from the trade they initiated on the other platform, making it appear legitimate.Important Reminders• MEXC will never ask you to share payment information via WhatsApp or any other external channel.• Always communicate through the MEXC App chatbox.• All payments must be completed strictly through the official MEXC platform.• Sharing personal information with counterparties may expose you to scams. MEXC cannot assume responsibility for any losses arising from such actions.Security Tips• Always follow the official order details displayed on the platform and avoid instructions from external channels.• Do not communicate through external messaging apps.• If you encounter suspicious activity, contact the official MEXC Customer Service immediately.• Stay alert to protect your funds from fraudulent activities.Thank you for your cooperation. MEXC remains committed to strengthening its risk control systems and ensuring a safe and reliable trading environment for all users.

We have observed a recent rise in fraud cases in the Philippines involving merchants requesting communication outside the official platform and tricking users into making double payments. Please stay alert and read on to learn how to identify these scams and protect your assets.How the Scam Works• The scammer requests the user's WhatsApp details.• They do not provide clear payment instructions during the transaction process.• After the user places an order, the scammer requests the user's payment account details and directs them to communicate through WhatsApp.• The scammer then sends a fabricated screenshot of an email impersonating MEXC, falsely claiming that the user failed to pay, that their account has been temporarily restricted, and that a "double order limit" has been imposed.• Believing this false information, the user may attempt to make an additional payment. However, because this second payment often exceeds the official order time limit, the order expires, and under the scammer's guidance, the user ultimately ends up making two payments.Important Reminders• MEXC has never issued any so-called "double order limit" rule, nor will we require users to make additional payments via email.• MEXC will never ask you to share payment information via WhatsApp or any other external channel.• All payments must be completed strictly through the official MEXC platform.• Sharing personal information with counterparties may expose you to scams. MEXC cannot assume responsibility for any losses arising from such actions.Security Tips• Always follow the official order details displayed on the platform and avoid instructions from external channels.• Do not communicate through external messaging apps.• If you encounter suspicious activity, contact the official MEXC Customer Service immediately.• Stay alert to protect your funds from fraudulent activities.Thank you for your cooperation. MEXC remains committed to strengthening its risk control systems and ensuring a safe and reliable trading environment for all users.

We have observed a recent rise in fraud cases in Indonesia involving scammers impersonating MEXC to trick users into making double payments. Please stay alert and read on to learn how to identify these scams and protect your assets.How the Scam Works• The scammer first asks for the user's CNIC.• They do not provide clear payment instructions during the transaction process.• After the user places an order, the scammer requests the user's payment account details and directs them to communicate through external apps such as WhatsApp.• The scammer then sends a fabricated screenshot of an email impersonating MEXC, falsely claiming that the user failed to pay, that their account has been temporarily restricted, and that a "double order limit" has been imposed.• Believing this false information, the user may attempt to make an additional payment. However, because this second payment often exceeds the official order time limit, the order expires, and under the scammer's guidance, the user ultimately ends up making two payments.Important Reminders• MEXC has never issued any so-called "double order limit" rule, nor will we require users to make additional payments via email.• MEXC will never ask you to share payment information via WhatsApp or any other external channel.• All payments must be completed strictly through the official MEXC platform.• Sharing personal information with counterparties may expose you to scams. MEXC cannot assume responsibility for any losses arising from such actions.Security Tips• Always follow the official order details displayed on the platform and avoid instructions from external channels.• Do not communicate through external messaging apps.• If you encounter suspicious activity, contact the official MEXC Customer Service immediately.• Stay alert to protect your funds from fraudulent activities.Thank you for your cooperation. MEXC remains committed to strengthening its risk control systems and ensuring a safe and reliable trading environment for all users.

We have observed a recent rise in fraud cases in Nigeria involving bank payment reversals. Please stay alert and read on to learn how to identify these scams and protect your assets. How the Scam Works• The scammer, acting as a buyer, opens a trade.• They proceed to make the payment, and the trade appears to complete normally.• The scammer then reports to their bank that they made a payment to the user's account and that the transaction was fraudulent.• The bank freezes the funds in the user's account for investigation.• Because many banks do not permit crypto-related payments, the funds may be reversed and returned to the scammer's account. Important Reminders• Verify that the buyer's account name matches the payment account and contact Customer Service if it does not.• Prioritize buyers with strong credibility and transaction history and avoid large trades with new users or those with no record.• Do not use or transfer received funds immediately and check for bank alerts, pre-freeze notices, or risk flags.• Keep all transaction evidence including order screenshots, payment proofs, chat logs, and bank notifications for disputes.• Pause the release if you notice suspicious activity such as mismatched amounts, unusual remarks, odd timing, or aggressive behavior.• Only accept payments directly from the buyer's account and do not accept third-party payments to avoid fraud or money-laundering risks.• Confirm that the bank deposit has been fully credited before releasing crypto and do not release it if the funds are still pending. Security Tips• Beware of the payment reversal scam because scammers may report a completed transaction as fraudulent, causing your funds to be frozen or reversed.• Avoid using terms like "crypto," "USDT," or "BTC" in bank payment remarks to prevent triggering risk controls or investigations.• Keep all communication within the platform and avoid unknown links or unofficial channels.• If your bank account is frozen, contact the bank and file an appeal with the platform while providing transaction proofs.• Pay attention to platform safety alerts, especially for high-risk users.• Stay calm and do not release crypto prematurely if the buyer pressures, rushes, or threatens you. Thank you for your cooperation. MEXC remains committed to strengthening its risk control systems and ensuring a safe and reliable trading environment for all users.