The post Will Ripple Be the Death of SWIFT? appeared first on Coinpedia Fintech News Over the past few months, Ripple vs SWIFT has been debated by many analysts. Multiple crypto experts even argued that Ripple will soon replace SWIFT because of its popularity in smooth payment transactions for overseas. Analysts also say that SWIFT’s old system will be overpowered by Ripple.  How Can Ripple Destroy SWIFT?  A crypto user …The post Will Ripple Be the Death of SWIFT? appeared first on Coinpedia Fintech News Over the past few months, Ripple vs SWIFT has been debated by many analysts. Multiple crypto experts even argued that Ripple will soon replace SWIFT because of its popularity in smooth payment transactions for overseas. Analysts also say that SWIFT’s old system will be overpowered by Ripple.  How Can Ripple Destroy SWIFT?  A crypto user …

Will Ripple Be the Death of SWIFT?

2025/09/18 20:28
XRP News Today

The post Will Ripple Be the Death of SWIFT? appeared first on Coinpedia Fintech News

Over the past few months, Ripple vs SWIFT has been debated by many analysts. Multiple crypto experts even argued that Ripple will soon replace SWIFT because of its popularity in smooth payment transactions for overseas. Analysts also say that SWIFT’s old system will be overpowered by Ripple. 

How Can Ripple Destroy SWIFT? 

A crypto user on X recently implied that Ripple can destroy SWIFT if it wants. The users said, when Ripple says it will compete with SWIFT, it doesn’t only aim to simply split the existing banking clients between the two networks. Instead, it plans to completely transform the landscape of cross-border banking, resulting in the disruption of SWIFT. 

Ripple challenges the old system of SWIFT and is working to modernize financial infrastructure. It can potentially become the new backbone for global liquidity flows as financial institutions adopt blockchain solutions, ditching traditional banking.  

The crypto analyst says, “Swift is old. As people move away from banks, & liquidity moves on-chain, Ripple will not be a 1:1 competitor to the old, but the death of the old.” 

Competition for ISO 20022 Migration: Ripple and SWIFT

SWIFT plans to complete key ISO 20022 migration milestones and expand live digital-asset trials through 2025. The deadline for the completion of this procedure is November 2025. But again, Ripple holds an upper hand in this because XRP already aligns with ISO 20022 standards. It could allow for easier integration with banks seeking efficient cross-border liquidity solutions.

Ripple has designed its XRP Ledger with an ISO 20022-compatible data model. This authorizes the blockchain method to carry richer payment metadata and enable faster, cheaper transactions suitable for overseas transactions. 

Why Isn’t Ripple Overtaking SWIFT?

Despite having so many advantages and an enhanced blockchain system, Ripple hasn’t taken over SWIFT yet. Cassie Craddock, managing director for Ripple in the UK and Europe, told Cointelegraph that the platform does not want to completely replace the legacy of SWIFT. Instead, it is pushing other financial systems to work better. 

She said, “We don’t see blockchain as an opportunity to replace legacy rails, rather a way of augmenting and modernizing the existing financial infrastructure, creating opportunities for greater efficiency and interoperability.”

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

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Crucial Token Unlocks This Week: $36.8M ZRO Release and Market Impact Analysis

Crucial Token Unlocks This Week: $36.8M ZRO Release and Market Impact Analysis

BitcoinWorld Crucial Token Unlocks This Week: $36.8M ZRO Release and Market Impact Analysis Are you prepared for this week’s significant token unlocks that could reshape market dynamics? According to recent data from Tokenomist, several major cryptocurrency projects are scheduled to release substantial amounts of tokens between November 17-23, with ZRO leading the pack at $36.76 million. These token unlocks represent critical moments for investors and traders alike, as they often trigger notable price movements and trading opportunities. What Are Token Unlocks and Why Do They Matter? Token unlocks refer to the scheduled release of previously locked or vested cryptocurrency tokens into circulating supply. Understanding these events is crucial because they directly impact: Market supply dynamics – Increased circulating supply can affect token prices Investor sentiment – Large unlocks may create selling pressure Project development – Funds released often support ecosystem growth These scheduled token unlocks serve as important calendar events that every crypto enthusiast should monitor closely. Breaking Down This Week’s Major Token Unlocks The upcoming week features several significant token unlock events that deserve your attention. The most substantial release comes from ZRO, which will unlock 25.71 million tokens valued at approximately $36.76 million. This represents 7.29% of their circulating supply and is scheduled for November 20 at 2:00 a.m. UTC. Other important token unlocks include: KAITO: 8.35 million tokens ($6.16 million) on November 20 MBG: 15.84 million tokens ($7.23 million) on November 22 SOON: 15.21 million tokens ($29.66 million) on November 22 Each of these token unlocks represents a different percentage of circulating supply, making their potential market impact vary significantly. How Do Token Unlocks Affect Crypto Prices? Historical data shows that token unlocks often create temporary price volatility. When large amounts of tokens enter circulation, several scenarios can unfold. Early investors and team members might choose to sell their newly unlocked tokens, creating downward pressure. However, well-managed projects often use these token unlocks to fund development and ecosystem growth. The timing and magnitude of these token unlocks matter greatly. Projects releasing smaller percentages of circulating supply typically experience less dramatic price movements. Conversely, larger token unlocks like ZRO’s 7.29% release require careful market observation and strategic positioning. Strategic Insights for Navigating Token Unlocks Successful crypto investors develop specific strategies around token unlock events. Monitoring these scheduled releases helps you anticipate potential market movements and make informed decisions. Consider these approaches when dealing with upcoming token unlocks: Research project fundamentals before each token unlock event Monitor trading volumes around unlock dates for unusual activity Diversify exposure across multiple projects with different unlock schedules Set appropriate stop-loss orders to manage risk during volatile periods Understanding the purpose behind each token unlock provides valuable context for your investment decisions. Why This Week’s Token Unlocks Demand Attention This particular week of token unlocks stands out due to the combined value and timing of releases. With multiple major projects scheduled within days of each other, the cumulative effect could influence broader market sentiment. The ZRO token unlock alone represents a substantial market event that could set the tone for similar projects in its category. Moreover, the concentration of token unlocks around November 20-22 creates a critical period for market participants. Tracking how these events unfold provides valuable lessons for future token unlock scenarios and helps refine your trading strategies. Conclusion: Mastering Token Unlock Dynamics Token unlocks represent fundamental events in cryptocurrency markets that every serious investor must understand. This week’s scheduled releases, particularly the major ZRO token unlock, offer real-time learning opportunities and potential trading setups. By staying informed about these events and developing strategic approaches, you can navigate token unlock periods with greater confidence and potentially identify valuable market opportunities. Frequently Asked Questions What exactly happens during a token unlock? During a token unlock, previously restricted tokens become available for trading or transfer. These tokens were typically locked for team members, early investors, or as part of vesting schedules. Do token unlocks always cause price drops? Not necessarily. While increased supply can create selling pressure, well-managed projects often see stable or even positive price action if the unlock supports ecosystem growth and development. How can I track upcoming token unlocks? Several platforms like Tokenomist, CoinMarketCap, and specialized crypto calendars provide schedules of upcoming token unlock events across multiple projects. Should I sell before a token unlock? This depends on your investment strategy and the specific project. Some investors reduce exposure before major unlocks, while others see them as buying opportunities if they believe in the project’s long-term vision. What percentage of unlock is considered significant? Typically, unlocks representing more than 5% of circulating supply are considered significant and likely to impact price action, though this varies by project size and market conditions. Can token unlocks be positive for a project? Yes, when unlocked tokens fund development, marketing, or ecosystem incentives, they can strengthen the project and create long-term value despite short-term volatility. Found this analysis of token unlocks helpful? Share this article with fellow crypto enthusiasts on Twitter and LinkedIn to help them stay informed about critical market events. Knowledge sharing strengthens our entire community and helps everyone make better investment decisions. To learn more about the latest cryptocurrency trends, explore our article on key developments shaping blockchain technology and future price action. This post Crucial Token Unlocks This Week: $36.8M ZRO Release and Market Impact Analysis first appeared on BitcoinWorld.
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Coinstats2025/11/17 08:40