Vaiu Global Appoints John Farrell as Chief Executive Officer

Payments infrastructure veteran takes the helm as Vaiu Global prepares a landmark announcement on its proprietary architecture

Vaiu Global, a fintech company developing credential-free, bank-native digital value transfer infrastructure, today announced the appointment of John Farrell as Chief Executive Officer, effective immediately. Farrell, who has been guiding Vaiu’s product strategy as Chief Product Officer through payments operator network 123G, assumes full executive leadership as the company moves into a decisive phase of commercialization.

“The payments industry is at an inflection point,” said André Cappon, Chairman of the Board of Vaiu Global and President of The CBM Group. “The structural debate around stablecoins, deposit security, and bank-native digital infrastructure has moved from academic to urgent. John Farrell has spent more than two decades building and scaling payment systems at the infrastructure level. He understands the enormous opportunity that today’s legacy architecture has left unrealized — and precisely how to capture it. The Board is confident that Farrell is the right leader to take Vaiu’s protected technology to market at this moment.”

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Farrell brings more than two decades of payments infrastructure experience — as CTO of Earthport, acquired by Visa for approximately $250 million in 2019, subsequently in senior leadership roles at Visa Payments Limited and Volante Technologies, and most recently as Founding Head of the Fintech Vertical at 123G. What that experience taught him is that what businesses and consumers alike take for granted — sharing sensitive credentials with every payment — is not a feature of modern finance. It is a structural flaw, and the root cause of fraud and data breaches, that the industry has long absorbed as the cost of doing business. Vaiu’s architecture is built to eliminate it.

“I am thrilled to lead Vaiu at this pivotal moment,” Farrell said. “This is not a product problem. It is a structural issue, and Vaiu resolves it at the architectural level. What Vaiu has built is a once-in-a-generation shift in how value moves. The payments industry has spent decades moving credentials rather than moving value. Problems like this only get solved once.”

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